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118 118 Money: Credit card reviews

4.85
Based on 5,574 reviews, last reviewed 23rd Apr 2026
396700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to apply credit card and manage everything thro... Easy to apply credit card and manage everything through app. Reviewed on: 23rd April 2026
Shahzad k's avatar
Shahzad k

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5574)

Great customer service

5
Great customer service and let you know anything you need to know about them Reviewed on: 20th April 2026

Never had any problems sorting out any problems I ha...

5
Never had any problems sorting out any problems I have with card Reviewed on: 20th April 2026

It was a good experience compared to previous cases

5
It was a good experience compared to previous cases Reviewed on: 20th April 2026

They are a brilliant company to deal with aea

5
They are a brilliant company to deal with a easy to use app Reviewed on: 20th April 2026

So easy to use and friendly service

5
So easy to use and friendly service Reviewed on: 20th April 2026

Great...highly recommend

5
Easy to deal with, fast prompt service Reviewed on: 20th April 2026

The experience was second to none

5
The experience was second to none Reviewed on: 20th April 2026

I’ve had no problems at all .

5
I’ve had no problems at all .. paid money back on time so ocorecd no interest Reviewed on: 20th April 2026

My experience with 118 is far better than other card...

5
My experience with 118 is far better than other card lenders so helpful and easy to chat too Reviewed on: 20th April 2026

Positive Experience

4
I have had a positive experience using this credit card. It has been reliable, easy to manage. User friendly online banking and mobile app. Managing transactions, checking balance, making payments simple and accessible, which helps me stay in control of my finances. Customer Service has also been responsive and helpful whenever I've had questions. Reviewed on: 20th April 2026

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