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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Really responsive, never had any issues always someo...

Really responsive, never had any issues always someone to help Reviewed on: 20th April 2026

Easy to use and I’ve never had a problem

Easy to use and I’ve never had a problem Reviewed on: 20th April 2026

Apr creeps and crippling

Apr could be less , but I suppose you know what you sign up for Reviewed on: 20th April 2026

Highly recommended

First of all the application process was very smooth and I got the credit card quickly after approval. The app is designed with great features and easy to use . I loved it Reviewed on: 20th April 2026

Very easy to apply.

Very easy to apply. Everything done really quickly and efficiently Reviewed on: 20th April 2026

Very good im very happy

Very good I’m very happy with 118118 Reviewed on: 20th April 2026

Good experience, easy app , good access to information.

Good experience, easy app , good access to information.Easy process to get credit card and increase credit.Great off I need a loan also in the future Reviewed on: 20th April 2026

Great card for rebuilding credit

Great card for rebuilding credit Really happy with this card so far. It’s easy to use, no hidden fees, and the whole process was straightforward from start to finish. I got accepted when other places said no, so it’s been a big help in rebuilding my credit score. The app is simple and everything is clear — no surprises. As long as you pay it off each month, it works perfectly. Definitely recommend if you’re trying to improve your credit. Reviewed on: 20th April 2026

App easy to use.

App easy to use. Helpfully customer service, when needed. The only thing that could be improved, is payments direct from Bank, that clear onto my 118 account within 2 hours or sooner, a service that other credit cards offer.. Reviewed on: 20th April 2026

Fantastic for those big purchases, the 118 118 app c...

Fantastic for those big purchases, the 118 118 app could do with a refresh and more functionality added but overall great customer service. Reviewed on: 20th April 2026

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