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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Excellent good service always happy to help

Excellent good service always happy to help Reviewed on: 20th April 2026

APR is way too high.

APR is way too high. A lower APR would be so much better as the interest is too much and the monthly payments too high Reviewed on: 20th April 2026

Great experience, easy to follow instructions

Great experience, easy to follow instructions Reviewed on: 20th April 2026

Great Credit Card to Manage your Finances

118 credit card has given me the opportunity to manage my money and get back to a place where my credit has got back on track. The app makes it so easy to use and you can get in touch with touch easily to ask any questions you may have. The interest is very competitive and I finally feel in control. Reviewed on: 20th April 2026

I’ve have nothing but good experiences with 118

I’ve have nothing but good experiences with 118 Reviewed on: 20th April 2026

Would recommend as it’s a great card

Got this card to use as a back up mid month. It’s a great card, easy to pay at the end of the month on the app. and a reasonable interest rate. Very happy with the service Reviewed on: 20th April 2026

Good overall

Already. Overall good. Quick and simple Reviewed on: 20th April 2026

Excellent service and rewarding after being with you...

Excellent service and rewarding after being with you a short time Reviewed on: 20th April 2026

Quick outstanding and easy service , a happy company

Quick and easy service , a happy company Reviewed on: 20th April 2026

Great service would highly recommend

Great service would highly recommend Reviewed on: 20th April 2026

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