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118 118 Money: Credit card reviews

4.85
Based on 5,580 reviews, last reviewed 23rd Apr 2026
397300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service app is simple to use Great service app is simple to use Reviewed on: 23rd April 2026
Gs's avatar
Gs

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5580)

So easy to use and friendly service

5
So easy to use and friendly service Reviewed on: 20th April 2026

Great...highly recommend

5
Easy to deal with, fast prompt service Reviewed on: 20th April 2026

The experience was second to none

5
The experience was second to none Reviewed on: 20th April 2026

I’ve had no problems at all .

5
I’ve had no problems at all .. paid money back on time so ocorecd no interest Reviewed on: 20th April 2026

My experience with 118 is far better than other card...

5
My experience with 118 is far better than other card lenders so helpful and easy to chat too Reviewed on: 20th April 2026

Positive Experience

4
I have had a positive experience using this credit card. It has been reliable, easy to manage. User friendly online banking and mobile app. Managing transactions, checking balance, making payments simple and accessible, which helps me stay in control of my finances. Customer Service has also been responsive and helpful whenever I've had questions. Reviewed on: 20th April 2026

Good experience friendly staff when need to contact...

4
Good experience friendly staff when need to contact them Reviewed on: 20th April 2026

Straight forward, transparent and professional

5
Straight forward, transparent and professional Reviewed on: 20th April 2026

I found my experience to be amazing with 118 118.

5
I found my experience to be amazing with 118 118. App is so easy to use, not like other credit card companies. In my opinion they are 5 star Reviewed on: 20th April 2026

Very helpful !

5
Very helpful !!!! customer service excellent . Reviewed on: 20th April 2026

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