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118 118 Money: Credit card reviews

4.73
Based on 5,641 reviews, last reviewed 12th Jun 2026
402700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Amazing app so easy to navigate and so many features...

5
Amazing app so easy to navigate and so many features, excellent customer service when required. Best company around for a credit card Reviewed on: 20th April 2026

118 118excellent service

5
118 118 are excellent customer service is very good never had a problem with them really happy so far Reviewed on: 20th April 2026

I’ve been with this company for very long time I thi...

5
I’ve been with this company for very long time I think over four years never had a problem apart from their high interest rates otherwise companies okay not bad Reviewed on: 20th April 2026

Beening very friendly and listened to you

5
Beening very friendly and listened to you Reviewed on: 20th April 2026

Very good and excellent .

5
Very good and excellent . They know how to tailor individual needs Reviewed on: 20th April 2026

The best credit card provider!

5
The best credit card provider I have ever used is this one. I have had many wonderful opportunities through it, and I would strongly recommend it to others Reviewed on: 20th April 2026

Easy to use easy to pay off excellent communication

5
Easy to use easy to pay off excellent communication Reviewed on: 20th April 2026

Hassle free company

5
I have a credit card and loan with 118 money and I decided I could afford to close my loan easily and they gave me a settlement figure straight away and my loan was closed off my account as soon as I paid it, Reviewed on: 20th April 2026

Easy to apply and plenty of offers

5
Easy to apply and plenty of offers Reviewed on: 20th April 2026

Always very helpful and responds quick to any queries

5
Always very helpful and responds quick to any queries Reviewed on: 20th April 2026

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