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118 118 Money: Credit card reviews

4.85
Based on 5,582 reviews, last reviewed 23rd Apr 2026
397500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When I had a problem with my account, i... When I had a problem with my account, they sorted it out very quickly , I would recommend them. Reviewed on: 23rd April 2026
R HART's avatar
R HART

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5582)

I found my experience to be amazing with 118 118.

5
I found my experience to be amazing with 118 118. App is so easy to use, not like other credit card companies. In my opinion they are 5 star Reviewed on: 20th April 2026

Very helpful !

5
Very helpful !!!! customer service excellent . Reviewed on: 20th April 2026

Good customer service and Products

5
Good customer service and Products Reviewed on: 20th April 2026

Always helpful, easy app to use,

5
Always helpful, easy app to use, Reviewed on: 20th April 2026

Excellent communication and easy to use app

5
Excellent communication and easy to use app Reviewed on: 20th April 2026

top service and response

5
good response good service fo9r card Reviewed on: 20th April 2026

Amazing company!

5
Amazing company! Highly reccomend Reviewed on: 20th April 2026

118 118 brilliant credit card

5
118 118 Money credit card has generally… 118 118 Money credit card has generally good reviews, especially for people looking to build or improve their credit score. Many users say the application process is quick and easy, and approval chances are higher compared to other cards. The app is simple to use and helps manage payments well. However, the interest rate is quite high, so it’s best to pay off the balance in full each month to avoid extra costs. Overall, it’s a good option for credit building, Reviewed on: 20th April 2026

Great product and company excellent customer servicd

5
Great product and company excellent customer servicd Reviewed on: 20th April 2026

Dissapointment

5
I had a loan but you wouldn't renew it didn't miss a psyment Reviewed on: 20th April 2026

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