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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Easy to use the app is straight forward

Easy to use the app is straight forward Reviewed on: 20th April 2026

A very good services

118 118 does not provides the most lower interest rate out there but is still a very good rate in comparison with some of the credit lenders. I like email communication with 118 118, they very informative. Had never spoken to any representative of customer service so can't comment on it, but I'm certain the staff are professional, supportive and helpful. Reviewed on: 20th April 2026

Very good with reminders every month very good with...

Very good with reminders every month very good with direct debits always taken when advised not had a problem with 118 118 Reviewed on: 20th April 2026

Great experience no problems,never had to call them...

Great experience no problems,never had to call them but happy so far with ease of use in the app. Reviewed on: 20th April 2026

Great credit building card, would definitely recommend

Great credit building card, would definitely recommend Reviewed on: 20th April 2026

Great overall,credit limit increases good and keep y...

Great overall,credit limit increases good and keep you updated Reviewed on: 20th April 2026

Always there when needed.

Always there when needed. Can change the amount of payment each month Reviewed on: 20th April 2026

Great card even better now you can use Apple Pay

Great card even better now you can use Apple Pay Reviewed on: 20th April 2026

Excellent service

Excellent service in every way and they are just great Reviewed on: 20th April 2026

Really easy to chat and online everything works real...

Really easy to chat and online everything works real fast Reviewed on: 20th April 2026

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