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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

life changing

I find the service extremely excellent, it has helped me more than I could imagine Reviewed on: 23rd April 2026

Worth a try but don't miss any payments

Good easy to use but if you miss payment expect lots of calls morning noon and night all times Reviewed on: 23rd April 2026

I work at my own painting company with 27 years of e...

I work at my own painting company with 27 years of experience. Reviewed on: 22nd April 2026

Easy process, helpful staff.

Easy process, helpful staff. The online application is simple and easy to follow, when I need to ring and speak to someone I got through quickly and staff where very helpful. Reviewed on: 22nd April 2026

Needed a loan very quick , very easy to apply for an...

Needed a loan very quick , very easy to apply for and money was in my bank with in minutes , app very good and easy work work , very well laid out and if wanted more easy to apply for more Reviewed on: 22nd April 2026

Quick decision and good interest rate

Easy application Process. I got approved within minutes Reviewed on: 22nd April 2026

Happy with service and help will tell friends and fa...

Happy with service and help will tell friends and family Reviewed on: 22nd April 2026

If I ever have a problem it is always dealt with in...

If I ever have a problem it is always dealt with in a professional manner Reviewed on: 22nd April 2026

Good but high rates really high rates but these guys...

Good but high rates really high rates but these guys where there when others weren't Reviewed on: 22nd April 2026

Easy, friendly and reliable

So easy to sign up. The process was easy to understand and the app is even easier to navigate. Reviewed on: 22nd April 2026

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