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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 4,594 reviews, last reviewed 1st May 2026
252900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was easy to set up, and easy to pay... It was easy to set up, and easy to pay back Reviewed on: 1st May 2026
Cornelia 's avatar
Cornelia

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4594)

Great customer Service, speedy response.

5
Great customer Service, speedy response. Had my loan within minutes. Reviewed on: 22nd April 2026
Cristina R's avatar
Cristina R

Overall great, cant complain.

5
Overall great, cant complain. Was approved almost instantly Reviewed on: 22nd April 2026
Alys 's avatar
Alys

Not very friendly .

2
Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

Good easy experience and no problems really, APR is...

4
Good easy experience and no problems really, APR is so high though due to my credit situation so wouldn’t use again. Reviewed on: 22nd April 2026
Jamie Phillips's avatar
Jamie Phillips

Amazing experience I have used 118118 for many years

5
Amazing experience I have used 118118 for many years Reviewed on: 22nd April 2026
Sara E's avatar
Sara E

Easy application process

5
Easy application process, funds paid in fast. Reviewed on: 22nd April 2026
Daz's avatar
Daz

Easy use of online banking and also quick applicant...

5
Easy use of online banking and also quick applicant and access. Reviewed on: 22nd April 2026
Kerrie C's avatar
Kerrie C

Very easy to apply no talking to anyone which is goo...

5
Very easy to apply no talking to anyone which is good when you have anxiety issues Reviewed on: 22nd April 2026
Michael R's avatar
Michael R

quick and easy application.

5
quick and easy application.The money is transferred to the account in a few minutes. Reviewed on: 22nd April 2026
Gabi's avatar
Gabi

Quick and simple

4
It was very quick and very simple and is so user friendly. Reviewed on: 21st April 2026
Scott o's avatar
Scott o

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