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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (1813)

Help was needed

5
good and helpful k Reviewed on: 22nd April 2025
Patryk's avatar
Patryk

Really quick and easy experience

5
Really quick and easy experience Reviewed on: 22nd April 2025
Fiona J's avatar
Fiona J

Very good.

5
Very simple and quick application. It has an easy to use app that is quick to download and makes repaying the loan quick and easy. Able to make payments and check balance from app. Quick access to online chat from the app is great. Reviewed on: 22nd April 2025
Lily 's avatar
Lily

Easy process.

5
Easy process. Clear. No hidden fees...take it or leave it! Reviewed on: 22nd April 2025
Floraida B's avatar
Floraida B

just brilliant service .

5
just brilliant service .. money came through very quickly .. good terms and conditions “great Job!”! Reviewed on: 22nd April 2025
Jennifer O's avatar
Jennifer O

I have no problem to get a personal loan.

5
I have no problem to get a personal loan. I must say thank you it was quick and easy. And the money was in my bank account in 2 ours. Reviewed on: 22nd April 2025
Ermelinda 's avatar
Ermelinda

Fantastic rates with a.low credit score

5
Experience was good and the rate of 25% offered considering my low credit score was fantastic. Application was swift and easy and all easy to view on the app. App is clear and informative regarding statistics and options. A well done 118 and thanknyou from me. Reviewed on: 22nd April 2025
Allen O's avatar
Allen O

Brilliant understanding of people’s needs and are wi...

5
Brilliant understanding of people’s needs and are willing to consider everyone’s needs Reviewed on: 22nd April 2025
Helen Dunkley's avatar
Helen Dunkley

I got a good service from 118 118 when ever I applie...

5
I got a good service from 118 118 when ever I applied for my loan Reviewed on: 22nd April 2025
Bobby A's avatar
Bobby A

Really good and great experience

5
Really good and great experience Reviewed on: 22nd April 2025
M Hudson's avatar
M Hudson

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