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118 118 Money: Personal loan reviews

4.88
Based on 4,594 reviews, last reviewed 1st May 2026
252900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was easy to set up, and easy to pay... It was easy to set up, and easy to pay back Reviewed on: 1st May 2026
Cornelia 's avatar
Cornelia

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4594)

Very easy and accurate service, app and tools are wo...

5
Very easy and accurate service, app and tools are working properly Reviewed on: 21st April 2026

Amazing service

5
Amazing please select me for cas Reviewed on: 21st April 2026

Really helpful and really good prices

5
Really helpful and really good prices Reviewed on: 21st April 2026

Second loan with 118 118

5
This is my second loan with 118 118 fantastic to deal with and money in your account with in minutes app is great but I would like the option to pay extra if I wished as an option on the app Reviewed on: 21st April 2026

Easy process to follow good at outlining the relevan...

5
Easy process to follow good at outlining the relevant information Reviewed on: 21st April 2026

Excellent and flexible customer service delivery

5
Excellent and flexible customer service delivery Reviewed on: 21st April 2026

118 money is an option for people who don’t have the...

5
118 money is an option for people who don’t have the best credit, but it’s not value for money. Reviewed on: 21st April 2026

Very fast and efficient service.

5
Very fast and efficient service. Took less than an hour from application to approval Reviewed on: 21st April 2026

Absolutely first class.

5
Absolutely first class. Such a simple process, nothing hidden, so good this is my second time using them! Reviewed on: 21st April 2026

Excellent service

4
Good with excellent customer service Reviewed on: 21st April 2026

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