Smart Money People Logo

118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

Smooth and easy application,the money was right away...

5
Smooth and easy application,the money was right away into my account Reviewed on: 22nd April 2025

Great company to deal with.

5
Great company to deal with. Made getting my loan very quick and easy. Would definitely recommend. Reviewed on: 22nd April 2025

118118 has been clear and simple in their procedures...

5
118118 has been clear and simple in their procedures and services. I would definitely recommend. I have a credit card and a loan with them and it is really easy to track spend and repayments. Reviewed on: 22nd April 2025

Very good service from 118 118 quality customer serv...

5
Very good service from 118 118 quality customer service Reviewed on: 22nd April 2025

Instant Need Instant provider

5
I was looking for an instant financial help so it provides me instantly through instant checks and provide what I was looking for on affordable return excellent staisfied service and documentation. Reviewed on: 22nd April 2025

Easy to use, simple and helpful.

5
Easy to use, simple and helpful. Reviewed on: 22nd April 2025

Helpful app

5
Easy to use app , everything all agreement is clear to read Reviewed on: 22nd April 2025

Very understanding with such privacy

5
Very understanding with such privacy Reviewed on: 22nd April 2025

It was easy and straightforward when it mattered most

5
It was easy and straightforward when it mattered most Reviewed on: 22nd April 2025

great company, no problem, I recommend it to everyone!

5
great company, no problem, I recommend it to everyone!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products