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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4609)

The support and the help

5
I got their support and some help when I was desperate in a case of an emergency. Reviewed on: 22nd April 2026

Very helpful great help.

5
Very helpful great help. The app is easy to use & understand Reviewed on: 22nd April 2026

great communication with them & very helpful

5
great communication with them & very helpful Reviewed on: 22nd April 2026

I really found 118 money helpful!

5
I really found 118 money helpful! Reviewed on: 22nd April 2026

Personal loan

5
Always get reminders before my payment is due and will always get a confirmation once it has been paid. Applying is super simple and stress free Reviewed on: 22nd April 2026

Great customer Service, speedy response.

5
Great customer Service, speedy response. Had my loan within minutes. Reviewed on: 22nd April 2026

Overall great, cant complain.

5
Overall great, cant complain. Was approved almost instantly Reviewed on: 22nd April 2026

Not very friendly .

2
Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Good easy experience and no problems really, APR is...

4
Good easy experience and no problems really, APR is so high though due to my credit situation so wouldn’t use again. Reviewed on: 22nd April 2026

Amazing experience I have used 118118 for many years

5
Amazing experience I have used 118118 for many years Reviewed on: 22nd April 2026

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