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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Not very friendly .

Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Good easy experience and no problems really, APR is...

Good easy experience and no problems really, APR is so high though due to my credit situation so wouldn’t use again. Reviewed on: 22nd April 2026

Amazing experience I have used 118118 for many years

Amazing experience I have used 118118 for many years Reviewed on: 22nd April 2026

Easy application process

Easy application process, funds paid in fast. Reviewed on: 22nd April 2026

Easy use of online banking and also quick applicant...

Easy use of online banking and also quick applicant and access. Reviewed on: 22nd April 2026

Very easy to apply no talking to anyone which is goo...

Very easy to apply no talking to anyone which is good when you have anxiety issues Reviewed on: 22nd April 2026

quick and easy application.

quick and easy application.The money is transferred to the account in a few minutes. Reviewed on: 22nd April 2026

Quick and simple

It was very quick and very simple and is so user friendly. Reviewed on: 21st April 2026

Very easy and accurate service, app and tools are wo...

Very easy and accurate service, app and tools are working properly Reviewed on: 21st April 2026

Amazing service

Amazing please select me for cas Reviewed on: 21st April 2026

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