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118 118 Money: Personal loan reviews

4.89
Based on 1,814 reviews, last reviewed 12th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Rip off merchants!! Extortionate interest rates that were not fully disclosed. I missed a payment when I changed jobs as due to my start date I had to wait six weeks to b... Read more Reviewed on: 12th January 2026
Emma's avatar
Emma

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1814)

great company, no problem, I recommend it to everyone!

5
great company, no problem, I recommend it to everyone!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd April 2025

Good service.

5
Good service. They are helping went toy need. Reviewed on: 22nd April 2025

10/10 Excellent

5
Money was in my bank account, minutes after filling in the application form. No Phone calls. Brilliant Service Reviewed on: 22nd April 2025

Quick and easy .

5
Quick and easy .received my loan easily . Reviewed on: 22nd April 2025

quick and easy process.

5
quick and easy process. Funds sent quicklly would reccomend Reviewed on: 22nd April 2025

We're there when I needed a loan so quick and effici...

5
We're there when I needed a loan so quick and efficient Reviewed on: 22nd April 2025

Great company

5
Very smooth and easy application process. Customer services are friendly and efficient. Reviewed on: 22nd April 2025

Simply amazing experience

5
Simply amazing experience they came through for me when I needed the support Reviewed on: 22nd April 2025

got a top up for my loan, very happy,...

5
got a top up for my loan, very happy, instant approval Reviewed on: 22nd April 2025

It was very good and easy to apply

5
It was very good and easy to apply very simple and if something was wrong people were very friendly to help Reviewed on: 22nd April 2025

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