Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Personal loan reviews (4612)

Really helpful and really good prices

5
Really helpful and really good prices Reviewed on: 21st April 2026
Bethany D's avatar
Bethany D

Second loan with 118 118

5
This is my second loan with 118 118 fantastic to deal with and money in your account with in minutes app is great but I would like the option to pay extra if I wished as an option on the app Reviewed on: 21st April 2026
Gemma Jackson's avatar
Gemma Jackson

Easy process to follow good at outlining the relevan...

5
Easy process to follow good at outlining the relevant information Reviewed on: 21st April 2026
Carlene A's avatar
Carlene A

Excellent and flexible customer service delivery

5
Excellent and flexible customer service delivery Reviewed on: 21st April 2026
Sampson A's avatar
Sampson A

118 money is an option for people who don’t have the...

5
118 money is an option for people who don’t have the best credit, but it’s not value for money. Reviewed on: 21st April 2026
Absynth's avatar
Absynth

Very fast and efficient service.

5
Very fast and efficient service. Took less than an hour from application to approval Reviewed on: 21st April 2026
Maria O's avatar
Maria O

Absolutely first class.

5
Absolutely first class. Such a simple process, nothing hidden, so good this is my second time using them! Reviewed on: 21st April 2026
Lewis N's avatar
Lewis N

Excellent service

4
Good with excellent customer service Reviewed on: 21st April 2026
Samson's avatar
Samson

Good,and excellent,good support, everybody can choose

5
Good,and excellent,good support, everybody can choose Reviewed on: 21st April 2026
Alwin j's avatar
Alwin j

Excellent service

5
Smooth very easy application very helpful and very pleased . Reviewed on: 21st April 2026
Peter s's avatar
Peter s

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill