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118 118 Money: Personal loan reviews

4.88
Based on 4,594 reviews, last reviewed 1st May 2026
252900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was easy to set up, and easy to pay... It was easy to set up, and easy to pay back Reviewed on: 1st May 2026
Cornelia 's avatar
Cornelia

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4594)

Everything been easy and smooth to get loan, custome...

5
Everything been easy and smooth to get loan, customer portal very easy understand and manage Reviewed on: 21st April 2026

The loan was fast and reliable highly recommended

5
The loan was fast and reliable with no issues I was granted it almost instantly Reviewed on: 21st April 2026

You was very help full everything was explained from...

5
You was very help full everything was explained from he start and everything went as I was told it would Reviewed on: 21st April 2026

Quick easy no

5
Quick easy no hassle, any problems someone on hand to help Reviewed on: 21st April 2026

Great company easy to deal with , I managed to get a...

5
Great company easy to deal with , I managed to get a loan with in 30 min after filling out form on line , Reviewed on: 21st April 2026

It’s a good choice for instant financial help

4
It’s a good choice for instant financial help Reviewed on: 21st April 2026

Quick and easy application and ok rates

5
Quick and easy application and ok rates Reviewed on: 21st April 2026

I’ve not had a bad experience would use use again

5
I’ve not had a bad experience would use use again Reviewed on: 21st April 2026

Very good opportunities for people who are strugglin...

3
Very good opportunities for people who are struggling with their finances. Reviewed on: 21st April 2026

Quick and easy, great app

5
I applied for a loan to purchase a garden shed. The application process was quick and easy, and I can manage my loan using an app. It’s reassuring to see my Payments each month,l Reviewed on: 21st April 2026

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