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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

It was easy to apply but high APR.

It was easy to apply but high APR. Reviewed on: 22nd April 2025

Easy and made to feel valued.

Easy and made to feel valued. Great value for money and straight forward transactions Reviewed on: 22nd April 2025

118 118 money fast and easy

118 118 money really helped me when i needed a loan on emergency. Fast and easy to do. Reviewed on: 22nd April 2025

Good service fast and efficient.

Good service fast and efficient. Easy to use. Fast access to money. Reviewed on: 22nd April 2025

No problems good communication and money available v...

No problems good communication and money available very quick . Wd highly recommend Reviewed on: 22nd April 2025

Simply Loans

Absolutely fantastic, everything from applying to receiving the loan was so simple and smooth. Just so quick and easy less than 10 minutes of my time Reviewed on: 22nd April 2025

Great fast service, customer service is great as well

Great fast service, customer service is great as well Reviewed on: 22nd April 2025

Everything is perfect and very clear.

Everything is perfect and very clear. Reviewed on: 22nd April 2025

Quick and easy turn around no hassle at all

Quick and easy turn around no hassle at all Reviewed on: 22nd April 2025

Really quick, very informative and really helpful!

Really quick, very informative and really helpful! Reviewed on: 22nd April 2025

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