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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

118 118 money fast and easy

5
118 118 money really helped me when i needed a loan on emergency. Fast and easy to do. Reviewed on: 22nd April 2025

Good service fast and efficient.

4
Good service fast and efficient. Easy to use. Fast access to money. Reviewed on: 22nd April 2025

No problems good communication and money available v...

5
No problems good communication and money available very quick . Wd highly recommend Reviewed on: 22nd April 2025

Simply Loans

5
Absolutely fantastic, everything from applying to receiving the loan was so simple and smooth. Just so quick and easy less than 10 minutes of my time Reviewed on: 22nd April 2025

Great fast service, customer service is great as well

5
Great fast service, customer service is great as well Reviewed on: 22nd April 2025

Everything is perfect and very clear.

5
Everything is perfect and very clear. Reviewed on: 22nd April 2025

Quick and easy turn around no hassle at all

5
Quick and easy turn around no hassle at all Reviewed on: 22nd April 2025

Really quick, very informative and really helpful!

5
Really quick, very informative and really helpful! Reviewed on: 22nd April 2025

The website was easy to navigate, the customer servi...

5
The website was easy to navigate, the customer service was excellent.i thoroughly my experience with smart money people,their overwhelming urge to provide support was refreshing and I would definitely recommend to friends and family Reviewed on: 22nd April 2025

Very quick service

5
Easy and fast to apply.Amazing will definitely reccomend Reviewed on: 22nd April 2025

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