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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy to excess on the app

Easy to excess on the app great rates Reviewed on: 21st April 2026

It was good, no problems with payment or anything else.

It was good, no problems with payment or anything else. Reviewed on: 21st April 2026

Very high interest so I have to pay more than double...

Very high interest so I have to pay more than double for my loan Reviewed on: 21st April 2026

Fast and efficient and excellent communication

Fast and efficient and excellent communication Reviewed on: 21st April 2026

Very happy to be a customer

Clear and easy to use app. Email offers are always appropriate and appreciated. Fast transactions. Very happy to be a customer. Reviewed on: 21st April 2026

Excellent service provider

Very prompt service excellent value for money would highly recommend to anyone Reviewed on: 21st April 2026

I got money in five minutes and good costumer servic...

I got money in five minutes and good costumer service and support people when them need money Reviewed on: 21st April 2026

Very easy to use and to apply seamless and fast...

Very easy to use and to apply seamless and fast Reviewed on: 21st April 2026

Everything been easy and smooth to get loan, custome...

Everything been easy and smooth to get loan, customer portal very easy understand and manage Reviewed on: 21st April 2026

The loan was fast and reliable highly recommended

The loan was fast and reliable with no issues I was granted it almost instantly Reviewed on: 21st April 2026

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