Smart Money People Logo

118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

Positive experience.

4
I found it very easy to get the loan, and was paid out pretty quickly too! Explicit with the rates I was offered, been easy to deal with since too! Reviewed on: 22nd April 2025

Impeccable timing

5
Always helpful and app is easy to use and you don’t have to take a day off work to get through to 118 118 over the phone this can be done during your lunch break and still have time left to actually enjoy your lunch!!! Reviewed on: 22nd April 2025

Absolutely wonderful when it comes to quote and offers.

5
Absolutely wonderful when it comes to quote and offers. Money came quickly and documents also. Thank you again x Reviewed on: 22nd April 2025

Wicked never let me down quick and easy

5
Wicked never let me down quick and easy Reviewed on: 22nd April 2025

Helped me out when I really needed it could be more...

5
Helped me out when I really needed it could be more greatful Reviewed on: 22nd April 2025

Help me when I needed it the most at the...

4
Help me when I needed it the most at the time Reviewed on: 22nd April 2025

Good easy to use fast to bank and decision good dura...

5
Good easy to use fast to bank and decision good duration for loan average intrest Reviewed on: 22nd April 2025

Easy and excellent

5
Excellent delivery, not time wasting and easy to relate with. Reviewed on: 22nd April 2025

Very efficent n very easy process

5
Very efficent n very easy process Reviewed on: 22nd April 2025

Effective, fast and easy.

5
Effective, fast and easy. I solved it quickly and without wasting time. I recommend it Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products