Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

I was offered a loan increase, filled out the form a...

4
I was offered a loan increase, filled out the form and when I got to the final page after clicking accept loan the icon just kept spinning reading application processing for over 10 minutes before I gave up Reviewed on: 21st April 2026

Easy to apply, simple and effective.

5
Easy to apply, simple and effective, really quick. Clear and precise instructions on how to proceed with loan applications and confirmation of payment dates. Also gives a sufficient amount of notice before a payment is due and not a last minute case which is good. Reviewed on: 21st April 2026

Brilliant

5
Fantastic experience easy to use and very helpful Reviewed on: 21st April 2026

Easy to arrange and clear terms.

5
Easy to arrange and clear terms. I would highly recommend. Reviewed on: 21st April 2026

Supportive, and rewards good payment management, ver...

5
Supportive, and rewards good payment management, very helpful Reviewed on: 21st April 2026

Easy to deal with very straight forward and everythi...

5
Easy to deal with very straight forward and everything explained clearly Reviewed on: 21st April 2026

Smooth, efficient and great service

5
Smooth, efficient and great service Reviewed on: 21st April 2026

when I needed help only 118 118 helped me without an...

5
when I needed help only 118 118 helped me without any questions Reviewed on: 21st April 2026

It's great experience

5
It's great experience, no hidden charges all clear and service is awesome Reviewed on: 21st April 2026

I took out a loan, excellent customer service th...

5
I took out a 118 loan, excellent customer service thus far! No issues. Easy to manage and pretty straightforward really. Reviewed on: 21st April 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review