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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Easy to arrange and clear terms.

5
Easy to arrange and clear terms. I would highly recommend. Reviewed on: 21st April 2026

Supportive, and rewards good payment management, ver...

5
Supportive, and rewards good payment management, very helpful Reviewed on: 21st April 2026

Easy to deal with very straight forward and everythi...

5
Easy to deal with very straight forward and everything explained clearly Reviewed on: 21st April 2026

Smooth, efficient and great service

5
Smooth, efficient and great service Reviewed on: 21st April 2026

when I needed help only 118 118 helped me without an...

5
when I needed help only 118 118 helped me without any questions Reviewed on: 21st April 2026

It's great experience

5
It's great experience, no hidden charges all clear and service is awesome Reviewed on: 21st April 2026

I took out a loan, excellent customer service th...

5
I took out a 118 loan, excellent customer service thus far! No issues. Easy to manage and pretty straightforward really. Reviewed on: 21st April 2026

The day I will never forget.

5
When I applied for a loan from 118 Money I remember that day I had no money even to buy my food in the house and one brother recommended 118 Money to me and I did an application and it was quite easy and it did not even take long by the end of the day I had the money in my pocket Reviewed on: 21st April 2026

Easy to sort out and friendly staff

5
Easy to sort out and friendly staff Reviewed on: 21st April 2026

Very good and worth it would reccomend

5
Very good and worth it would reccomend Reviewed on: 21st April 2026

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