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118 118 Money: Personal loan reviews

4.88
Based on 4,595 reviews, last reviewed 3rd May 2026
253000% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and secure Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I ha... Read more Reviewed on: 3rd May 2026
Valentin A's avatar
Valentin A

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4595)

Easy to do

5
Set up an account and the process was quick and easy, no issues with set up and quick responses and clearance. Easy to contact support and good points of access for communication too. Reviewed on: 21st April 2026

Easy application process

5
Easy application process online, instant decision Reviewed on: 21st April 2026

I have had 2 loans with 118, they make it easy and s...

5
I have had 2 loans with 118, they make it easy and simple every time, low interest rates, easy to pay off or change payment dates if needed, quick customer service replies, good and easy to use app as well. Reviewed on: 21st April 2026

Peace of mind

5
Very quick and easy process , gave me peace of mind , very good value Reviewed on: 21st April 2026

I have never experienced any issues, I have a high i...

5
I have never experienced any issues, I have a high interest rate due to poor credit rating Reviewed on: 21st April 2026

Easy, instant money, smooth process and great commun...

5
Easy, instant money, smooth process and great communication Reviewed on: 21st April 2026

Existing customer

5
It was not difficult to re apply for a loan once you are an existing customer. Reviewed on: 21st April 2026

easy from start to finish, highly recommend this com...

5
easy from start to finish, highly recommend this company Reviewed on: 21st April 2026

Very helpfull people ,easy used up ,quick contact wi...

5
Very helpfull people ,easy used up ,quick contact with the customer service. Reviewed on: 21st April 2026

Easy to use and trustworthy to a tea

5
Easy to use and trustworthy to a tee Reviewed on: 21st April 2026

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