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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

The day I will never forget.

5
When I applied for a loan from 118 Money I remember that day I had no money even to buy my food in the house and one brother recommended 118 Money to me and I did an application and it was quite easy and it did not even take long by the end of the day I had the money in my pocket Reviewed on: 21st April 2026

Easy to sort out and friendly staff

5
Easy to sort out and friendly staff Reviewed on: 21st April 2026

Very good and worth it would reccomend

5
Very good and worth it would reccomend Reviewed on: 21st April 2026

Seamless process.

5
Seamless process. Easy to use app and regular reminders. Reviewed on: 21st April 2026

It’s was fast and prompt quick service

5
It’s was fast and prompt the money and checks are very quick they are reliable Reviewed on: 21st April 2026

Easy to apply, quick all round and excellent...

5
Easy to apply, quick service all round and excellent communication afterwards Reviewed on: 21st April 2026

Great experiences with this company.

5
Great experiences with this company. Reviewed on: 21st April 2026

Very helpful.

5
Very helpful. Thank you. It helped me with ny finance Reviewed on: 21st April 2026

Perfect perfect good offers and easy payments

5
Perfect perfect good offers and easy payments Reviewed on: 21st April 2026

Tex 5000.

2
Too much interest…almost double for short terms Reviewed on: 21st April 2026

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