Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,595 reviews, last reviewed 3rd May 2026
253000% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and secure Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I ha... Read more Reviewed on: 3rd May 2026
Valentin A's avatar
Valentin A

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4595)

Smooth process and got a response quickly

5
Smooth process and got a response quickly Reviewed on: 21st April 2026

Super easy to keep track of your finances!

5
The app is really easy to use and also allows you to keep track easily of your payments what’s left to pay etc. You also get a lot of sms messages keeping you updated on the status of your account and loan. Just easy and fuss free. Reviewed on: 21st April 2026

Very trustworthy service provider.

5
Very trustworthy service provider. Very happy with loan services. Reviewed on: 21st April 2026

10/10 for service

5
I found them very quick and efficient, help always at hand Reviewed on: 21st April 2026

Very poor and disappointing would not use again

5
Very poor and disappointing would not use again Reviewed on: 21st April 2026

118118118

4
There a good company to deal with I’m very happy with my experience with them and would recommend them to anybody wanting a loan with a freindly and helpful loan company Reviewed on: 21st April 2026

Awesome Service

5
Great experience with all aspects of service. Reviewed on: 21st April 2026

It’s very good service and apr easy process

5
It’s very good service and apr easy process Reviewed on: 21st April 2026

They’ve helped me out while in a hard spot & the rep...

5
They’ve helped me out while in a hard spot & the repayments are brilliant Reviewed on: 21st April 2026

Excellent service with them got my loan on tine

5
Excellent service with them got my loan on tine Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products