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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 118 money relaible

Great experince with customer service. Credit alert immediately on completion of form. Email sent as reminder towards your repayment Reviewed on: 21st April 2026

I had been turned down by other lenders and was begi...

I had been turned down by other lenders and was beginning to think I would not be able to arrange anything to suit me. Reviewed on: 21st April 2026

Good experience, couldn’t fault the customer service.

Good experience, couldn’t fault the customer service. Reviewed on: 21st April 2026

i have very fantastic experience and highly recommen...

i have very fantastic experience and highly recommend to everyone Reviewed on: 21st April 2026

Easy to use and very efficient

Easy to use and very efficient. Quick response time Reviewed on: 21st April 2026

5 stars!!

Quick and easy! Excellent service Reviewed on: 21st April 2026

Very helpful and flexible And information can be acc...

Very helpful and flexible And information can be accessible via their website. Good customer service Reviewed on: 21st April 2026

Easy to do

Set up an account and the process was quick and easy, no issues with set up and quick responses and clearance. Easy to contact support and good points of access for communication too. Reviewed on: 21st April 2026

Easy application process

Easy application process online, instant decision Reviewed on: 21st April 2026

I have had 2 loans with 118, they make it easy and s...

I have had 2 loans with 118, they make it easy and simple every time, low interest rates, easy to pay off or change payment dates if needed, quick customer service replies, good and easy to use app as well. Reviewed on: 21st April 2026

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