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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

i have very fantastic experience and highly recommen...

i have very fantastic experience and highly recommend to everyone Reviewed on: 21st April 2026

Easy to use and very efficient

Easy to use and very efficient. Quick response time Reviewed on: 21st April 2026

5 stars!!

Quick and easy! Excellent service Reviewed on: 21st April 2026

Very helpful and flexible And information can be acc...

Very helpful and flexible And information can be accessible via their website. Good customer service Reviewed on: 21st April 2026

Easy to do

Set up an account and the process was quick and easy, no issues with set up and quick responses and clearance. Easy to contact support and good points of access for communication too. Reviewed on: 21st April 2026

Easy application process

Easy application process online, instant decision Reviewed on: 21st April 2026

I have had 2 loans with 118, they make it easy and s...

I have had 2 loans with 118, they make it easy and simple every time, low interest rates, easy to pay off or change payment dates if needed, quick customer service replies, good and easy to use app as well. Reviewed on: 21st April 2026

Peace of mind

Very quick and easy process , gave me peace of mind , very good value Reviewed on: 21st April 2026

I have never experienced any issues, I have a high i...

I have never experienced any issues, I have a high interest rate due to poor credit rating Reviewed on: 21st April 2026

Easy, instant money, smooth process and great commun...

Easy, instant money, smooth process and great communication Reviewed on: 21st April 2026

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