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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Peace of mind

Very quick and easy process , gave me peace of mind , very good value Reviewed on: 21st April 2026

I have never experienced any issues, I have a high i...

I have never experienced any issues, I have a high interest rate due to poor credit rating Reviewed on: 21st April 2026

Easy, instant money, smooth process and great commun...

Easy, instant money, smooth process and great communication Reviewed on: 21st April 2026

Existing customer

It was not difficult to re apply for a loan once you are an existing customer. Reviewed on: 21st April 2026

easy from start to finish, highly recommend this com...

easy from start to finish, highly recommend this company Reviewed on: 21st April 2026

Very helpfull people ,easy used up ,quick contact wi...

Very helpfull people ,easy used up ,quick contact with the customer service. Reviewed on: 21st April 2026

Easy to use and trustworthy to a tea

Easy to use and trustworthy to a tee Reviewed on: 21st April 2026

Smooth process and got a response quickly

Smooth process and got a response quickly Reviewed on: 21st April 2026

Super easy to keep track of your finances!

The app is really easy to use and also allows you to keep track easily of your payments what’s left to pay etc. You also get a lot of sms messages keeping you updated on the status of your account and loan. Just easy and fuss free. Reviewed on: 21st April 2026

Very trustworthy service provider.

Very trustworthy service provider. Very happy with loan services. Reviewed on: 21st April 2026

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