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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

I had a great experience.

I had a great experience. The application was straight forward and received a quick response after submitting my information Reviewed on: 22nd April 2025

I am absolutely satisfied with the services of this...

I am absolutely satisfied with the services of this loan company! The application process was incredibly simple and fast. I was pleasantly surprised by the speed with which my request was reviewed and the speed with which funds were received. The loan terms turned out to be very profitable and transparent, without any hidden fees or unpleasant surprises. The company's staff proved themselves to be true professionals. They were polite, attentive and always ready to answer any of my questions. Thanks to their help, I was able to resolve my financial issues quickly and without unnecessary hassle. I highly recommend this loan company to anyone who is looking for a reliable and responsible partner in the field of lending. They deserve all five stars! Reviewed on: 22nd April 2025

I found 118 money very helpful, and have never had a...

I found 118 money very helpful, and have never had any problems Reviewed on: 22nd April 2025

Quick and easy process!

Quick and easy process - the money was in my account almost instantaneously and the whole process took as little as about 10mins - A+ service Reviewed on: 22nd April 2025

Quick and easy response great company

Quick and easy response great company Reviewed on: 22nd April 2025

Just dealing with very professional company that mak...

Just dealing with very professional company that makes me at ease when dealing with 118 Reviewed on: 22nd April 2025

Very easy and fast payouts will recommended

Very easy and fast payouts will recommended Reviewed on: 22nd April 2025

Always my first choice

Always my first choice when requiring a loan I have had 2 in the past the app is straight forward too Reviewed on: 22nd April 2025

118118 always helping and trying to create

Hassle free experience brilliant to deal with Reviewed on: 22nd April 2025

Great Loans

From applying.to getting.funds into bank account was quick and professional thank you will certainly recommend to friends and family Reviewed on: 22nd April 2025

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