Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (1815)

I was so happy when my loan was approved l was not e...

I was so happy when my loan was approved l was not expecting that but 118 118 was there to help me. It was a friendly and professional process Reviewed on: 22nd April 2025

Very easy to deal with , app is very user friendly.

Very easy to deal with , app is very user friendly. Reviewed on: 22nd April 2025

Nice one easy

Nice one easy to get a loan and the money goes straight into your account Reviewed on: 22nd April 2025

Great service

It was all dealt with really quickly, which was great for me Reviewed on: 22nd April 2025

Very easy and very helpful to me everything is expla...

Very easy and very helpful to me everything is explained and easy to understand it's easy to access and see what you have paid and amount you have outstanding Reviewed on: 22nd April 2025

Finally, something easy in a world nothing is easy

It was unbelievable how efficient and simple the process for the loan was. I needed some extra money and I started looking at different options but none of them came close to the offer and clarity provided by 118 118 Money. It was simply clear, efficient, no big academic words. Thank you for making things easy, when things are not easy anymore. Reviewed on: 22nd April 2025

Excellent , hassle free.

Excellent , hassle free. Received very promptly. Excellent service will defo use again in time of need ! Reviewed on: 22nd April 2025

Fantastic customer service.

Fantastic customer service. Will continue you use this service Reviewed on: 22nd April 2025

I recommend 118 118 everything clear and legible, wi...

I recommend 118 118 everything clear and legible, without unnecessary hidden information. Reviewed on: 22nd April 2025

Had no issues would recommend anyone wishing on purc...

Had no issues would recommend anyone wishing on purchasing a credit card or loan Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.90 from 3219 reviews
Personal Loan
from Post Office 4.08 from 176 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.34 from 29 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.83 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub