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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Accepted

Quick in deciding if accepted, help is available if you fall on bad times. Reviewed on: 21st April 2026

Fast and effective services, easier processing

Fast and effective services, easier processing Reviewed on: 21st April 2026

The application was very straight forward and very w...

The application was very straight forward and very well explained, the customer service is amazing and always on hand to offer support when needed. Highly recommended. Reviewed on: 21st April 2026

This company helped me during my most difficult time...

This company helped me during my most difficult time, and I never had an issue with any services provided by 118118. It is by far the best company I've used for a short-term loan. I have been recommending this company to all people I know. Reviewed on: 21st April 2026

118 118 Money are fantastic.

118 118 Money are fantastic. They made everything so easy, and transparent, and are very kind and helpful. Thank you to you all! Reviewed on: 21st April 2026

Great help in my time of need.

Great help in my time of need. Helping me get back on track with my credit rating. Reviewed on: 21st April 2026

Top notch always happy to help if you have a problem...

Top notch always happy to help if you have a problem , fantastic customer service Reviewed on: 21st April 2026

Very nice.

Very nice. Very good. Very, very, very happy with 118.118MONEY Reviewed on: 21st April 2026

FIRST RATE SERVICE

First rate service always remind me in advance of re payment day and when first took loan out it was in my account within less then 12 hrs. The app is easy to use and can be accessed 24/7 so able to keep eye on when things are due and how much you have left of loan to repay a s how long you have left on it. 118 is in my opinion the best place to obtain a loan quick easy and officiant. Reviewed on: 21st April 2026

Good excellent service, thank you

Good service, i’m very happy this Loan money thanks 118 118 Reviewed on: 21st April 2026

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