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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4595 reviews)

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4.88

Based on 4,595 reviews, last reviewed 3rd May 2026

253000% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Easy and secure Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I ha... Read more Reviewed on: 3rd May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4595)

Brilliantly simple

Brilliantly simple application process that takes just a few minutes to get through, once accepted which only takes a minutes the amount you have borrowed appears in your account so from start to finish the process takes less than 10 minutes and is clear and straightforward. Downloading the 118118 app puts you in control and allows you to view and manage your account which means you can stay ahead as you can also make additional payments as well as getting answer by the FAQ community or accessing customer service support. Reviewed on: 21st April 2026

Very friendly bunch and easy to use overall

Very friendly bunch and easy to use overall. Since joining 118 I’ve had no issues whatsoever and always gotten the information I’ve needed efficiently and politely. Reviewed on: 21st April 2026

Always been really good never had any issues

Always been really good never had any issues Reviewed on: 21st April 2026

Simple from the get go

It was simple from the get go, no difficulty whatsoever, the app is great too. Reviewed on: 21st April 2026

easy stapes to get long in minutes

Very quick and easy to get definitely Reviewed on: 21st April 2026

My experience has been easy.

My experience has been easy. I asked for a loan and was approved. Can't get much easier than that. Easy peasy lemon squeeze Reviewed on: 21st April 2026

Great loan company.

I have never had a problem with 118 money. Quick to apply and good customer service. Would definitely recommend to family and friends. I like how easy it is to track and make payments through their app. Reviewed on: 21st April 2026

My 118 journey

Fair repayment terms, and excellent customer service. Helped me out when I really needed, very happy. Reviewed on: 21st April 2026

Really easy and quick.

Really easy and quick. Everyone was super helpful and kind Reviewed on: 21st April 2026

Great experience easy to apply for and quick response

Great experience easy to apply for and quick response Reviewed on: 21st April 2026

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