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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

In account very fast

Very fast and easy application , 5 stars Reviewed on: 22nd April 2025

Hi 118 118 money help me when I needed it so my expe...

Hi 118 118 money help me when I needed it so my experience was great thanks Reviewed on: 22nd April 2025

Very good

I dont know i just wanna enter the draw Reviewed on: 22nd April 2025

I am happy to deal with them.

I am happy to deal with them. Easy to apply and to contact them. They are very helpful Reviewed on: 22nd April 2025

Very efficient service.

Very efficient service. Would highly recommend Reviewed on: 22nd April 2025

Cant fault them and instantly paid in minutes.

Cant fault them and instantly paid in minutes. Reviewed on: 22nd April 2025

Great sService and very easy to apply .

Great service and very easy to apply for the loan And Very fast in paying it into my bank account Reviewed on: 22nd April 2025

I am very satisfied with this company.

I am very satisfied with this company. Everything was clear and the result was within a few minutes. The best personal loan provider. Reviewed on: 22nd April 2025

excellent service money , was quick

excellent service money , was quick Reviewed on: 22nd April 2025

Great credit builder card

When other card lenders wouldn't accept me. 118 118 did. I needed a credit card to build up my credit rating again. The always have good offers on and good limit increases for when your paying on time. App. Is easy to navigate as well Reviewed on: 22nd April 2025

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