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118 118 Money: Personal loan reviews

4.88
Based on 4,595 reviews, last reviewed 3rd May 2026
253000% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and secure Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I ha... Read more Reviewed on: 3rd May 2026
Valentin A's avatar
Valentin A

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4595)

One of the best

5
118 118 offer me loans just when I need them most! Very fast and easy. Highly recommended Reviewed on: 21st April 2026

Very quick decision

5
Very quick decision and received money instantly… easy app to use to manage loan also Reviewed on: 21st April 2026

Couldn’t believe how fast it was getting the money r...

5
Couldn’t believe how fast it was getting the money really helped Reviewed on: 21st April 2026

Rate great and easy to apply ,

5
Rate great and easy to apply I recommend to everyone to apply and use this app ,everything is available to see on pre-contract before to sign up.I used this when I was in difficult situations Reviewed on: 21st April 2026

Got a loan, very easy to apply and money came in ver...

5
Got a loan, very easy to apply and money came in very quick to help me with an emergency. Customer service has been amazing as well. Reviewed on: 21st April 2026

They made the whole process very easy.

5
They made the whole process very easy. Friendly, helpful customer service. Reviewed on: 21st April 2026

It was pleasant and they were very straightforward.

5
It was pleasant and they were very straightforward. The process was also simple and explained well. Reviewed on: 21st April 2026

Easy to apply and good website to manage

4
Easy to apply and good website to manage Reviewed on: 21st April 2026

There when you need

5
I needed a loan urgently and 118 was there for me straight away. Easy to contact and very helpful in my hour of need. They are always available when needed and keep me updated on payments and advice should I need. Reviewed on: 21st April 2026

Easy to apply great communication

5
Easy to apply great communication Reviewed on: 21st April 2026

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