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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Stress free.

Stress free. Easy processes. Trusted brand. Reviewed on: 21st April 2026

Excellent service and easy process

I had a very positive experience with 118 118 Money. The application process was quick and straightforward, and everything was clearly explained from the beginning. The customer service team was helpful, polite, and responsive whenever I needed assistance. I also appreciate the transparency and regular updates about my account. Overall, a reliable and trustworthy lender. Highly recommended! Reviewed on: 21st April 2026

Geras malonus bendravimas puiki sistema geras paskol...

Geras malonus bendravimas puiki sistema geras paskolų pasirinkimas Reviewed on: 21st April 2026

Very professional.

Very professional. Easy to follow instructions. Reviewed on: 21st April 2026

Simple and Quick

Simple process and a quick decision. Good experience so far. Reviewed on: 21st April 2026

A Seamless and simple Setup to finish

I love the process, no hassle, just seamless setup and approval in a few minutes. Connected on online banking and it automatically sorted out the rest. It didn't take long to receive the terms of agreement and then the credit in my bank. The APR was also very OK and affordable as well as the monthly payment. I really say a big weldone to the Team. Reviewed on: 21st April 2026

Quick and efficient lending was needing a new car an...

Quick and efficient lending was needing a new car and 118 helped me with this , money straight in bank Reviewed on: 21st April 2026

Brilliantly simple

Brilliantly simple application process that takes just a few minutes to get through, once accepted which only takes a minutes the amount you have borrowed appears in your account so from start to finish the process takes less than 10 minutes and is clear and straightforward. Downloading the 118118 app puts you in control and allows you to view and manage your account which means you can stay ahead as you can also make additional payments as well as getting answer by the FAQ community or accessing customer service support. Reviewed on: 21st April 2026

Very friendly bunch and easy to use overall

Very friendly bunch and easy to use overall. Since joining 118 I’ve had no issues whatsoever and always gotten the information I’ve needed efficiently and politely. Reviewed on: 21st April 2026

Always been really good never had any issues

Always been really good never had any issues Reviewed on: 21st April 2026

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