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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Simple from the get go

5
It was simple from the get go, no difficulty whatsoever, the app is great too. Reviewed on: 21st April 2026

easy stapes to get long in minutes

5
Very quick and easy to get definitely Reviewed on: 21st April 2026

My experience has been easy.

5
My experience has been easy. I asked for a loan and was approved. Can't get much easier than that. Easy peasy lemon squeeze Reviewed on: 21st April 2026

Great loan company.

5
I have never had a problem with 118 money. Quick to apply and good customer service. Would definitely recommend to family and friends. I like how easy it is to track and make payments through their app. Reviewed on: 21st April 2026

My 118 journey

5
Fair repayment terms, and excellent customer service. Helped me out when I really needed, very happy. Reviewed on: 21st April 2026

Really easy and quick.

5
Really easy and quick. Everyone was super helpful and kind Reviewed on: 21st April 2026

Great experience easy to apply for and quick response

5
Great experience easy to apply for and quick response Reviewed on: 21st April 2026

One of the best

5
118 118 offer me loans just when I need them most! Very fast and easy. Highly recommended Reviewed on: 21st April 2026

Very quick decision

5
Very quick decision and received money instantly… easy app to use to manage loan also Reviewed on: 21st April 2026

Couldn’t believe how fast it was getting the money r...

5
Couldn’t believe how fast it was getting the money really helped Reviewed on: 21st April 2026

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