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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Great loan company.

5
I have never had a problem with 118 money. Quick to apply and good customer service. Would definitely recommend to family and friends. I like how easy it is to track and make payments through their app. Reviewed on: 21st April 2026

My 118 journey

5
Fair repayment terms, and excellent customer service. Helped me out when I really needed, very happy. Reviewed on: 21st April 2026

Really easy and quick.

5
Really easy and quick. Everyone was super helpful and kind Reviewed on: 21st April 2026

Great experience easy to apply for and quick response

5
Great experience easy to apply for and quick response Reviewed on: 21st April 2026

One of the best

5
118 118 offer me loans just when I need them most! Very fast and easy. Highly recommended Reviewed on: 21st April 2026

Very quick decision

5
Very quick decision and received money instantly… easy app to use to manage loan also Reviewed on: 21st April 2026

Couldn’t believe how fast it was getting the money r...

5
Couldn’t believe how fast it was getting the money really helped Reviewed on: 21st April 2026

Rate great and easy to apply ,

5
Rate great and easy to apply I recommend to everyone to apply and use this app ,everything is available to see on pre-contract before to sign up.I used this when I was in difficult situations Reviewed on: 21st April 2026

Got a loan, very easy to apply and money came in ver...

5
Got a loan, very easy to apply and money came in very quick to help me with an emergency. Customer service has been amazing as well. Reviewed on: 21st April 2026

They made the whole process very easy.

5
They made the whole process very easy. Friendly, helpful customer service. Reviewed on: 21st April 2026

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