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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Rate great and easy to apply ,

5
Rate great and easy to apply I recommend to everyone to apply and use this app ,everything is available to see on pre-contract before to sign up.I used this when I was in difficult situations Reviewed on: 21st April 2026

Got a loan, very easy to apply and money came in ver...

5
Got a loan, very easy to apply and money came in very quick to help me with an emergency. Customer service has been amazing as well. Reviewed on: 21st April 2026

They made the whole process very easy.

5
They made the whole process very easy. Friendly, helpful customer service. Reviewed on: 21st April 2026

It was pleasant and they were very straightforward.

5
It was pleasant and they were very straightforward. The process was also simple and explained well. Reviewed on: 21st April 2026

Easy to apply and good website to manage

4
Easy to apply and good website to manage Reviewed on: 21st April 2026

There when you need

5
I needed a loan urgently and 118 was there for me straight away. Easy to contact and very helpful in my hour of need. They are always available when needed and keep me updated on payments and advice should I need. Reviewed on: 21st April 2026

Easy to apply great communication

5
Easy to apply great communication Reviewed on: 21st April 2026

Quick and easy.

5
Quick and easy. Easy to monitor online where you at with payments Reviewed on: 21st April 2026

Great support

5
Great customer service and support provided to ensure you can pay back loan. Reviewed on: 21st April 2026

Good service easy apply like website

5
Good service easy apply like website Reviewed on: 21st April 2026

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