Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4609)

It was pleasant and they were very straightforward.

5
It was pleasant and they were very straightforward. The process was also simple and explained well. Reviewed on: 21st April 2026

Easy to apply and good website to manage

4
Easy to apply and good website to manage Reviewed on: 21st April 2026

There when you need

5
I needed a loan urgently and 118 was there for me straight away. Easy to contact and very helpful in my hour of need. They are always available when needed and keep me updated on payments and advice should I need. Reviewed on: 21st April 2026

Easy to apply great communication

5
Easy to apply great communication Reviewed on: 21st April 2026

Quick and easy.

5
Quick and easy. Easy to monitor online where you at with payments Reviewed on: 21st April 2026

Great support

5
Great customer service and support provided to ensure you can pay back loan. Reviewed on: 21st April 2026

Good service easy apply like website

5
Good service easy apply like website Reviewed on: 21st April 2026

I needed a loan to bridge the gap until pay day and...

5
I needed a loan to bridge the gap until pay day and then another to help with a car. Really great service, its all so self explanatory and an affordable loan repayment. Its not complicated and id highly recommend using 118 118 money for a loan. Reviewed on: 21st April 2026

Very helpful when trying to build my credit rating,...

5
Very helpful when trying to build my credit rating, they gave me a chance when no one else would. Reviewed on: 21st April 2026

Great service from the start

5
Great service from the start , had no issues and would use 118 again Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products