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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Really easy payment right away and very easy to pay...

Really easy payment right away and very easy to pay back super Reviewed on: 22nd April 2025

It being great , cause they help you build your cred...

It being great , cause they help you build your credit score. Reviewed on: 22nd April 2025

Brilliant from the start hassle free and money went...

Brilliant from the start hassle free and money went straight in the app is great only thing i would say is should be able to top up on your loan as your paying it off Reviewed on: 22nd April 2025

I One of the best experiences I’ve had it was very...

I One of the best experiences I’ve had it was very easy to fill in the forms got a quick answer. Money was in the bank very quickly. It was all very straightforward. Reviewed on: 22nd April 2025

Highly recommend 118118 money,interest rates very go...

Highly recommend 118118 money,interest rates very good,customer service is excellent! Simple and easy application,very quick decision! 118118 money is by far the best in my opinion! Reviewed on: 22nd April 2025

I got a couple of loans now off 118 and even been ab...

I got a couple of loans now off 118 and even been able to get a top up loan aswell Reviewed on: 22nd April 2025

Such an easy loan process and great 're-loan' servic...

Such an easy loan process and great 're-loan' service too! 118 118 loans have helped me through some tough times with manageable repayments. Interest could be better, but that's a me problem, I think. Reviewed on: 22nd April 2025

Thisfinincial company is very clear and right time r...

Thisfinincial company is very clear and right time right decisions yes or no very fast service for the loan . Staff m’s are very polite and they respect for the customer soi don’t Have any issues with them Reviewed on: 22nd April 2025

A1 company

Got excepted in my hour of need, very good experience, highly recommend you to friends and family. Reviewed on: 22nd April 2025

Great experience, smooth transactions

Great experience, smooth transactions Reviewed on: 22nd April 2025

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