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118 118 Money: Personal loan reviews

4.88
Based on 4,594 reviews, last reviewed 1st May 2026
252900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was easy to set up, and easy to pay... It was easy to set up, and easy to pay back Reviewed on: 1st May 2026
Cornelia 's avatar
Cornelia

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4594)

Good but high rates really high rates but these guys...

4
Good but high rates really high rates but these guys where there when others weren't Reviewed on: 22nd April 2026

Easy, friendly and reliable

5
So easy to sign up. The process was easy to understand and the app is even easier to navigate. Reviewed on: 22nd April 2026

backed me others didnt

5
118 118 backed me when others would not got me out of a sticky problem no drawbacks easy and straight forward so thanks Reviewed on: 22nd April 2026

It's an excellent option compared to the market rate...

5
It's an excellent option compared to the market rate, and applying for a loan, making payments, and everything else is easy, practical, and quick. Reviewed on: 22nd April 2026

118 loan is best loan,easy to communicate with custo...

5
118 loan is best loan,easy to communicate with customers and very helpful & doing great work. Reviewed on: 22nd April 2026

Very professional.

5
Very professional. Excellent service Reviewed on: 22nd April 2026

Smooth process needed some funds and a friend told m...

5
Smooth process needed some funds and a friend told me about 118 118 money and I applied that same day I received the loan absolutely seamless process 100 percent Reviewed on: 22nd April 2026

The best

5
Quick easy and easily to apply no hassel Reviewed on: 22nd April 2026

Excellent service and quick with sorting out my loan...

5
Excellent service and quick with sorting out my loan for me. I have no complaints so far Reviewed on: 22nd April 2026

Very friendly staff and really helpful,, was very ea...

5
Very friendly staff and really helpful,, was very easy to understand all prices either the loan and I’m very happy only the interest was to high Reviewed on: 22nd April 2026

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