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118 118 Money: Personal loan reviews

4.88
Based on 4,594 reviews, last reviewed 1st May 2026
252900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was easy to set up, and easy to pay... It was easy to set up, and easy to pay back Reviewed on: 1st May 2026
Cornelia 's avatar
Cornelia

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4594)

It’s was good and would recommend

5
It’s was good and would recommend Reviewed on: 23rd April 2026

it’s been very great.

5
it’s been very great. very easy to use. Everything done online no paper or physical appearance needed. Reviewed on: 23rd April 2026

life changing

5
I find the service extremely excellent, it has helped me more than I could imagine Reviewed on: 23rd April 2026

Worth a try but don't miss any payments

4
Good easy to use but if you miss payment expect lots of calls morning noon and night all times Reviewed on: 23rd April 2026

I work at my own painting company with 27 years of e...

5
I work at my own painting company with 27 years of experience. Reviewed on: 22nd April 2026

Easy process, helpful staff.

5
Easy process, helpful staff. The online application is simple and easy to follow, when I need to ring and speak to someone I got through quickly and staff where very helpful. Reviewed on: 22nd April 2026

Needed a loan very quick , very easy to apply for an...

5
Needed a loan very quick , very easy to apply for and money was in my bank with in minutes , app very good and easy work work , very well laid out and if wanted more easy to apply for more Reviewed on: 22nd April 2026

Quick decision and good interest rate

5
Easy application Process. I got approved within minutes Reviewed on: 22nd April 2026

Happy with service and help will tell friends and fa...

5
Happy with service and help will tell friends and family Reviewed on: 22nd April 2026

If I ever have a problem it is always dealt with in...

5
If I ever have a problem it is always dealt with in a professional manner Reviewed on: 22nd April 2026

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