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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

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4.89

Based on 1,813 reviews, last reviewed 4th Nov 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Professional staff.

Professional staff. Great product, very satisfied. Reviewed on: 23rd April 2025

Easy to apply and decision very quick and money gets...

Easy to apply and decision very quick and money gets to your account quick Reviewed on: 23rd April 2025

Quick and simple to apply.

Quick and simple to apply.money in my account within the hour Reviewed on: 23rd April 2025

Excellent service.

I had very good experience using this service. Reviewed on: 23rd April 2025

It's an easy process to get a loan but only thing is...

It's an easy process to get a loan but only thing is the apr is little high. Reviewed on: 23rd April 2025

Fast transaction,excellent costumer service

Fast transaction,excellent costumer service Reviewed on: 23rd April 2025

Easy to deal with and quick responses time.

Easy to deal with and quick responses time. Reviewed on: 23rd April 2025

Second to none!!!! Brilliant company

I applied for a loan and literally within minutes they accepted and money was in my bank within the hour…the process was so easy and straightforward making it not stressful at all ( which I assumed it would be) the constant updates , helpful emails, and communication are second to none…I would recommend to anyone needing a quick straightforward loan. The rates are very competitive and suit my needs , so have not a great credit score but that didn’t mean they hyped up the interest rates which some companies do…I will definitely use them again if ever I need them in the future. Reviewed on: 23rd April 2025

Good service and simple to access.

Good service and simple to access. Reviewed on: 23rd April 2025

The best company

Fantastic and really helpful also none of these extortionate interest rates which is very helpful what you borrow is what you pay back over all brilliant very understanding they work with you so that you only borrow what you can afford Reviewed on: 23rd April 2025

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