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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very good Quick pay out and good app go keeping track

5
Quick pay out and good app go keeping track Reviewed on: 20th April 2026

Good service

5
Good service never had any issues in the time ive been with them high APR but that could be more related to my credit score Reviewed on: 20th April 2026

Great service!

5
Really easy to apply and the money was instant. The app is also really easy to use and helpful to check balance and payments. Reviewed on: 20th April 2026

Great service fast and easy really helped me out tha...

5
Great service fast and easy really helped me out thanks Reviewed on: 20th April 2026

The loan helped me and my family out when we had not...

5
The loan helped me and my family out when we had nothing and nowhere or nobody to turn too. Always will be very grateful and thankful. Thanks again 118 Reviewed on: 20th April 2026

Would highly recommend

5
An efficient, welcoming, simple to navigate, clean straightforward user interface, never feel pressured or pushed. Friendly service all round Reviewed on: 20th April 2026

Great service

5
Really great service, fair and helpful. Reviewed on: 20th April 2026

Thats just absurdly great experience

5
Thats just absurdly great experience Reviewed on: 20th April 2026

118 118 Money i was so lucky I had a experience with...

5
118 118 Money i was so lucky I had a experience with the helper me to get my score up thanks Reviewed on: 20th April 2026

Great company would recommended to a friend

5
Great company would recommended to a friend Reviewed on: 20th April 2026

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