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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

118 118 five star

5
Everything is clear other and customer service has been excellent when needed Reviewed on: 20th April 2026

TOP LENDER, EASY TO USE AND FRIENDLY

5
Efficient, friendly and really helped me with my query. Was then easy to navigate what I needed Reviewed on: 20th April 2026

Recommended.

5
Easy to sign up. Clear information. Fast paying. Would definitely use again. Reviewed on: 20th April 2026

Very good service.

5
Very good service. Easy to use app. Obtain very quickly the loan Reviewed on: 20th April 2026

Fantastic , l didn’t have problems or complaints abo...

5
Fantastic , l didn’t have problems or complaints about my personal loan service was great, staff communication was great. Reviewed on: 20th April 2026

My experience has being good with 118 118.

5
My experience has being good with 118 118. This is the second loan I will be getting from 118 118. Fast and reliable. Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. Very affordable too! Reviewed on: 20th April 2026

It’s was excellent from start to finish.

5
It’s was excellent from start to finish. Easy online form to fill in and money was paid in my account quickly Reviewed on: 20th April 2026

Brilliant company, very well run and helpful

5
Brilliant company, very well run and helpful Reviewed on: 20th April 2026

It’s straight 118!

5
Great service - good product range that works for me Reviewed on: 20th April 2026

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