Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

Very good loan provider and very helpful service

5
Very good loan provider and very helpful service Reviewed on: 20th April 2026

Faultless and painless application process

5
Faultless and painless application process, due diligence checks carried out quickly with an answer in minutes, once accepted the funds were transferred to my account in 20 minutes or so Reviewed on: 20th April 2026

Very high Apr I'm not happy with this

3
Very high Apr I'm not happy with this Reviewed on: 20th April 2026

No much paperwork ok

3
No much paperwork, money transfer quickly Reviewed on: 20th April 2026

10/10 service

5
There very kind when speaking to them and a very quick service and response when needed Reviewed on: 20th April 2026

Helps a lot with money lending and also very good cu...

5
Helps a lot with money lending and also very good customer service and good deals Reviewed on: 20th April 2026

12 month loan

5
Very good a quick to get the loan Reviewed on: 20th April 2026

Happy 118 customer

5
There is always help at hand if needed and any problems they are sorted out quickly and efficiently great company to go with very happy customer. Reviewed on: 20th April 2026

Easy to use customer service is great

5
Easy to use customer service is great Reviewed on: 20th April 2026

Straight forward process

5
Easy application process, no stress and very timely. Unlike other companys delayed responses and painstakingly long. Would recommend. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products