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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Life Saver

5
Was going through a difficult time. Had no one to turn to & no expectation of managing to get a loan. I was pleasantly surprised. The rapid reply and I did contact customer services just to be sure. It all came through & I can finally catch my breath. Thank you. Reviewed on: 20th April 2026

Easiest way to get a loan, very good experience & wo...

5
Easiest way to get a loan, very good experience & would definitely recommend Reviewed on: 20th April 2026

good when you need money urgently

5
good when you need money urgently Reviewed on: 20th April 2026

Very good loan provider and very helpful service

5
Very good loan provider and very helpful service Reviewed on: 20th April 2026

Faultless and painless application process

5
Faultless and painless application process, due diligence checks carried out quickly with an answer in minutes, once accepted the funds were transferred to my account in 20 minutes or so Reviewed on: 20th April 2026

Very high Apr I'm not happy with this

3
Very high Apr I'm not happy with this Reviewed on: 20th April 2026

No much paperwork ok

3
No much paperwork, money transfer quickly Reviewed on: 20th April 2026

10/10 service

5
There very kind when speaking to them and a very quick service and response when needed Reviewed on: 20th April 2026

Helps a lot with money lending and also very good cu...

5
Helps a lot with money lending and also very good customer service and good deals Reviewed on: 20th April 2026

12 month loan

5
Very good a quick to get the loan Reviewed on: 20th April 2026

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