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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Good overall experience.

5
Good overall experience. Customer service is very helpful and can get resolutions in place very quickly. Overall value isn't great compared with other providers but would recommend the service overall Reviewed on: 20th April 2026
Joshua C's avatar
Joshua C

I received an email saying i could get an reloan i c...

5
I received an email saying i could get an reloan i clicked on the link and within 20 it was all completed and money in my bank Reviewed on: 20th April 2026
Mark s's avatar
Mark s

No issues money straight in bank

5
No issues money straight in bank Reviewed on: 20th April 2026
James W's avatar
James W

Really help my children’s Christmas

5
Really help my children’s Christmas Reviewed on: 20th April 2026
Erin k's avatar
Erin k

Fast , efficient service quick transfer of funds ex...

5
Fast , efficient service quick transfer of funds excellent Reviewed on: 20th April 2026
Peter R's avatar
Peter R

When i applied for the loan, it was very easy and th...

5
When i applied for the loan, it was very easy and they quickly responded and very efficient Reviewed on: 20th April 2026
Ashley 's avatar
Ashley

Great sevice

5
Quick response speedy service money in bank within the hour excellent low monthly payments Reviewed on: 20th April 2026
Melanie 's avatar
Melanie

Good, clear and consistent.

5
Good, clear and consistent. fair amount of interest and easy to get hold of people Reviewed on: 20th April 2026
Hazel H's avatar
Hazel H

Excellent service and communication.

5
Excellent service and communication. Would highly recommend. Reviewed on: 20th April 2026
Anthony w's avatar
Anthony w

Been perfect from the very start very friendly team...

5
Been perfect from the very start very friendly team there always happy to help nothing bad to say Reviewed on: 20th April 2026
Aein c's avatar
Aein c

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