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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Was good overall Everything came in fast the loan ca...

5
Was good overall Everything came in fast the loan came in about 30 minutes Reviewed on: 20th April 2026

Feedback

5
It has always been a very easy service to use, staff are friendly as well. Reviewed on: 20th April 2026

Was easy process and fast payout

5
Was easy process and fast payout Reviewed on: 20th April 2026

Good service happy with service provided had no prob...

5
Good service happy with service provided had no problems Reviewed on: 20th April 2026

Good customer service 10/10

5
Good customer service and engagement overal Reviewed on: 20th April 2026

Amazing Service

5
Very fast and secure service Hassle free the money deposited straight away into my bank account would definetely reccomend Reviewed on: 20th April 2026

Quick decision and no hassels.

5
Quick decision and no hassels. Direct debit comes out same date each month, so easy Reviewed on: 20th April 2026

Easy application

5
Very easy to apply for a loan, no awkward questions money in my bank in minutes Reviewed on: 20th April 2026

Great rates quick helpful service

5
Great rates quick helpful service Reviewed on: 20th April 2026

Excellent

5
Quick and easy to apply happy to recommend Reviewed on: 20th April 2026

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