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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Really help my children’s Christmas

5
Really help my children’s Christmas Reviewed on: 20th April 2026

Fast , efficient service quick transfer of funds ex...

5
Fast , efficient service quick transfer of funds excellent Reviewed on: 20th April 2026

When i applied for the loan, it was very easy and th...

5
When i applied for the loan, it was very easy and they quickly responded and very efficient Reviewed on: 20th April 2026

Great sevice

5
Quick response speedy service money in bank within the hour excellent low monthly payments Reviewed on: 20th April 2026

Good, clear and consistent.

5
Good, clear and consistent. fair amount of interest and easy to get hold of people Reviewed on: 20th April 2026

Excellent service and communication.

5
Excellent service and communication. Would highly recommend. Reviewed on: 20th April 2026

Been perfect from the very start very friendly team...

5
Been perfect from the very start very friendly team there always happy to help nothing bad to say Reviewed on: 20th April 2026

Very good Quick pay out and good app go keeping track

5
Quick pay out and good app go keeping track Reviewed on: 20th April 2026

Good service

5
Good service never had any issues in the time ive been with them high APR but that could be more related to my credit score Reviewed on: 20th April 2026

Great service!

5
Really easy to apply and the money was instant. The app is also really easy to use and helpful to check balance and payments. Reviewed on: 20th April 2026

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