Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

Good service happy with service provided had no prob...

5
Good service happy with service provided had no problems Reviewed on: 20th April 2026

Good customer service 10/10

5
Good customer service and engagement overal Reviewed on: 20th April 2026

Amazing Service

5
Very fast and secure service Hassle free the money deposited straight away into my bank account would definetely reccomend Reviewed on: 20th April 2026

Quick decision and no hassels.

5
Quick decision and no hassels. Direct debit comes out same date each month, so easy Reviewed on: 20th April 2026

Easy application

5
Very easy to apply for a loan, no awkward questions money in my bank in minutes Reviewed on: 20th April 2026

Great rates quick helpful service

5
Great rates quick helpful service Reviewed on: 20th April 2026

Excellent

5
Quick and easy to apply happy to recommend Reviewed on: 20th April 2026

Good overall experience.

5
Good overall experience. Customer service is very helpful and can get resolutions in place very quickly. Overall value isn't great compared with other providers but would recommend the service overall Reviewed on: 20th April 2026

I received an email saying i could get an reloan i c...

5
I received an email saying i could get an reloan i clicked on the link and within 20 it was all completed and money in my bank Reviewed on: 20th April 2026

No issues money straight in bank

5
No issues money straight in bank Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products