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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Outstanding and helpful lenders...

5
Always at hand to help with any queries and very flexible in helping you manage your loan. Always notify a reminder when payment is due in plenty of time which is very helpful if you're forgetful. An all round excellent company to loan from. Reviewed on: 15th April 2025

Came in clutch when I needed money

5
Came in clutch when I needed money Reviewed on: 15th April 2025

118 loans was simple and easy to set up and efficient.

5
118 loans was simple and easy to set up and efficient. The process was easy and I was satisfied with my experience and information that was provided. Reviewed on: 15th April 2025

The are the best and phenomenal services.

5
The are the best and phenomenal services. Reviewed on: 15th April 2025

Virginia

5
I urgently need to solve a financial problem and the loan helped me very quickly. Reviewed on: 15th April 2025

This was an easy hassle free process.

5
This was an easy hassle free process. Kept informed every step of the way. Reviewed on: 15th April 2025

Fast and great value.

5
Fast and great value. Low apr with good communication. Not one of these companies who pester to secure your loan agreement Reviewed on: 15th April 2025

Very Quick and simple process.

5
Very Quick and simple process. Says it all when you Dont even need customer service help. Money was urgently needed and supplied very quickly. Reviewed on: 15th April 2025

Easy and efficient in a timely manner, processed wit...

5
Easy and efficient in a timely manner, processed without hassle, straightforward and not complicated Reviewed on: 15th April 2025

Professional is the key on this company

5
The most easy and prompt company. Easy to apply. Very professional. I recommend!! Reviewed on: 15th April 2025

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