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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy, hassle free service!

Easy, hassle free service! Straight forward. Just the interest is quite high but worth it at time of need! Reviewed on: 20th April 2026

QUICK LOAN PROCESS

THE ARE FAST IN PROVIDING FEEDBACK ON LOAN APPLICAIONS AND THEIR PROCESSING TIME OF THE LOAN ONCE ISSUED IS QUICK Reviewed on: 20th April 2026

I had a personal loan and it was quick and...

I had a personal loan and it was quick and efficient Reviewed on: 20th April 2026

It was quick and easy to apply, no issues...

It was quick and easy to apply, no issues at all Reviewed on: 20th April 2026

Very good experience , easily accces for loan and cr...

Very good experience , easily accces for loan and credit card as well with good amount of intrest I liked it a lot Reviewed on: 20th April 2026

Good customer services when I have contacted

Good customer services when I have contacted Reviewed on: 20th April 2026

Quick and easily given the loan.

Quick and easily given the loan. Accessible app that makes it easy to keep up to date with balance. Reviewed on: 20th April 2026

good and fair service

Very say good and fair service easy to download app and make application also not pestered by emails and letters Reviewed on: 20th April 2026

I applied for a loan and was instantly accepted.

I applied for a loan and was instantly accepted.The money was in my account within an hour. There was no stress, no uploding continuous documents. Really happy with the service I was provided. I would highly recommend 118 118 money to friends and family and I will certainly be using them again Reviewed on: 20th April 2026

Brilliant experience and easy throughout

Brilliant experience and easy throughout Reviewed on: 20th April 2026

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