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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

My experience so far is very good and I will recomme...

5
My experience so far is very good and I will recommend anyone to try 118 188 money Reviewed on: 20th April 2026

My experience was excellent extremely easy to deal w...

5
My experience was excellent extremely easy to deal with, forms were easy to fill in . I liked if you needed help filling in the form, you could speak to someone. I also liked that you did not have to wait long for an answer and you had time to read through the agreement before signing Reviewed on: 20th April 2026

Gratefull for there help and was very quick

5
Very quick helping me with providing me with affordable loan Reviewed on: 20th April 2026

My experience is very happy with 118118 loan

4
My experience is very happy with 118118 loan Reviewed on: 20th April 2026

App still needs some improvements, but overall expe...

3
App still needs some improvements, but overall experience is good. Reviewed on: 20th April 2026

Personal loan

5
Had an approved loan sent to my mail so decided to have a look and was satisfied knowing it would help me consolidate my credit so took it out. Totally hassle free and only took a few minutes. Reviewed on: 20th April 2026

Good experience, quality service everything explaine...

5
Good experience, quality service everything explained and made simple. Reviewed on: 20th April 2026

Have had a loan and cc with 118 and never had any pr...

5
Have had a loan and cc with 118 and never had any problems easy aplicación Reviewed on: 20th April 2026

Excellent service easy to talk to and they listen

5
Excellent service easy to talk to and they listen Reviewed on: 20th April 2026

Easy to deal with always on the ball good value for...

5
Easy to deal with always on the ball good value for Money, I would use them as first choice any time Reviewed on: 20th April 2026

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