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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Brilliant provider

5
I have had multiple loans with 118 loans and they are brilliant. The interest rate is extremely affordable and has helped me manage my finances so much more. Overall a brilliant loan provider Reviewed on: 20th April 2026

Great on line service Efficient application

5
Great on line service Efficient application Reviewed on: 20th April 2026

From start to the finish process felt comfortable an...

5
From start to the finish process felt comfortable and was spoken to and made the process alot more smoother then I thought. Great staff. Great deal. Helped me when needed Reviewed on: 20th April 2026

Exactly what I was looking for.

5
Exactly what I was looking for. Perfect Reviewed on: 20th April 2026

A very positive experience, very simple and straight...

5
A very positive experience, very simple and straight forward process to get the loan I needed. Reviewed on: 20th April 2026

Good so far so good

5
Very good quality and very good price Reviewed on: 20th April 2026

Great service and provider

5
Never had a problem with contact or enquiries funds were deposited quickly and easy never has any issue or felt pressured for payments. All in all. Great service and provider Reviewed on: 20th April 2026

Excellent service definitely recommend to friends an...

5
Excellent service definitely recommend to friends and family Reviewed on: 20th April 2026

Nice and friendly customer service sorted my problem...

5
Nice and friendly customer service sorted my problem quick and easy Reviewed on: 20th April 2026

I was desperate indeed of money for funeral but I g...

5
I was desperate indeed of money for funeral but I got with no problem. Thanks to 118 118 best helper Reviewed on: 20th April 2026

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