Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

My experience is very happy with 118118 loan

4
My experience is very happy with 118118 loan Reviewed on: 20th April 2026

App still needs some improvements, but overall expe...

3
App still needs some improvements, but overall experience is good. Reviewed on: 20th April 2026

Personal loan

5
Had an approved loan sent to my mail so decided to have a look and was satisfied knowing it would help me consolidate my credit so took it out. Totally hassle free and only took a few minutes. Reviewed on: 20th April 2026

Good experience, quality service everything explaine...

5
Good experience, quality service everything explained and made simple. Reviewed on: 20th April 2026

Have had a loan and cc with 118 and never had any pr...

5
Have had a loan and cc with 118 and never had any problems easy aplicación Reviewed on: 20th April 2026

Excellent service easy to talk to and they listen

5
Excellent service easy to talk to and they listen Reviewed on: 20th April 2026

Easy to deal with always on the ball good value for...

5
Easy to deal with always on the ball good value for Money, I would use them as first choice any time Reviewed on: 20th April 2026

Easy, hassle free service!

5
Easy, hassle free service! Straight forward. Just the interest is quite high but worth it at time of need! Reviewed on: 20th April 2026

QUICK LOAN PROCESS

5
THE ARE FAST IN PROVIDING FEEDBACK ON LOAN APPLICAIONS AND THEIR PROCESSING TIME OF THE LOAN ONCE ISSUED IS QUICK Reviewed on: 20th April 2026

I had a personal loan and it was quick and...

5
I had a personal loan and it was quick and efficient Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products