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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Easy and direct process.

5
Easy and direct process. I would highly recommend. No stress thank you. Reviewed on: 20th April 2026

personal loan from 118 Money.

5
I got a personal loan from 118 Money and have had a great experience it was quick and easy. Reviewed on: 20th April 2026

Great company to deal with, very good at not oversel...

5
Great company to deal with, very good at not overselling you loans that you cannot afford Reviewed on: 20th April 2026

Got a great deal on my loan

5
Got a great deal on my loan without the interest being stupidly high . Dealing with the customer service has been easy Reviewed on: 20th April 2026

Service is perfect.

5
Service is perfect. It is very essential for users. Reviewed on: 20th April 2026

Loan was quick and easy to apply for, and very quick...

5
Loan was quick and easy to apply for, and very quick into bank account! 118 is very reliable and easy to approach for support. Reviewed on: 20th April 2026

Great loan provider and very efficient with a friend...

5
Great loan provider and very efficient with a friendly team Reviewed on: 20th April 2026

Top tier customer service

5
Always been able to solve any problems. Brilliant customer service. Definite use again Reviewed on: 20th April 2026

The time l need money 118 they was surprise me givin...

5
The time l need money 118 they was surprise me giving to me loan thank you 11& Reviewed on: 20th April 2026

No one else would give me a loan and they did.

4
No one else would give me a loan and they did. Got me out of a sticky situation so I appreciate them for that. Downsides are high repayment and if I pay extra on my payment each month, that doesn’t decrease the interest. Only if I pay a full settlement fee. Reviewed on: 20th April 2026

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