Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Excellent customer service from start to finish

5
Excellent customer service , easy to contact customer service , very good communication .mobile app very good easy to use . Reviewed on: 20th April 2026

I’m So glad to hear about this community

5
I’m So glad to hear about this community Reviewed on: 20th April 2026

Very good experience and I am very happy

5
Very good experience and I am very happy Reviewed on: 20th April 2026

Easy and direct process.

5
Easy and direct process. I would highly recommend. No stress thank you. Reviewed on: 20th April 2026

personal loan from 118 Money.

5
I got a personal loan from 118 Money and have had a great experience it was quick and easy. Reviewed on: 20th April 2026

Great company to deal with, very good at not oversel...

5
Great company to deal with, very good at not overselling you loans that you cannot afford Reviewed on: 20th April 2026

Got a great deal on my loan

5
Got a great deal on my loan without the interest being stupidly high . Dealing with the customer service has been easy Reviewed on: 20th April 2026

Service is perfect.

5
Service is perfect. It is very essential for users. Reviewed on: 20th April 2026

Loan was quick and easy to apply for, and very quick...

5
Loan was quick and easy to apply for, and very quick into bank account! 118 is very reliable and easy to approach for support. Reviewed on: 20th April 2026

Great loan provider and very efficient with a friend...

5
Great loan provider and very efficient with a friendly team Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products