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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Glad to get loan at that time and got what...

Glad to get loan at that time and got what i wanted Reviewed on: 20th April 2026

Very helpful staff, app easy to use,

Very helpful staff, app easy to use, Reviewed on: 20th April 2026

I've had two loans from 118 118 and they have been v...

I've had two loans from 118 118 and they have been very helpful and they approved it straight away and they always inform you when the payment is due so you know to have the money in your bank account in time. Reviewed on: 20th April 2026

Quick and fast loan access.

Quick and fast loan access..faster payouts Reviewed on: 20th April 2026

Brilliant very good service excellent app to keep in...

Brilliant very good service excellent app to keep in control Reviewed on: 20th April 2026

Approachable, professional and safe

Approachable, professional and safe Reviewed on: 20th April 2026

Application

Application was sorted quickly.I really needed money urgently and they helped me to sorted my problems. Reviewed on: 20th April 2026

Easy to communicate and fast process

Easy to communicate and fast process Reviewed on: 20th April 2026

Easy to apply.

Easy to apply. Money in account straight away. Reviewed on: 20th April 2026

My experience has been great, it would be better if...

My experience has been great, it would be better if you had lower interest rates Reviewed on: 20th April 2026

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