Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (1815)

So simple and straight forward, service is excellent.

So simple and straight forward, service is excellent. Would highly recommend to anyone Reviewed on: 15th April 2025

Really easy to speak to customer services and they'r...

Really easy to speak to customer services and they're loans are really affordable Reviewed on: 15th April 2025

Happy customer

I have both a loan and credit card.with 118 118 and im happy with the rates and limits Reviewed on: 15th April 2025

Reliable and excellent recommendation.

Reliable and excellent recommendation. Reviewed on: 15th April 2025

Alina2005..

It was very fast decision and the Money 118 it’s very helpful Reviewed on: 15th April 2025

Great to deal with

Great to deal with. Quick pay outs. More than happy. Reviewed on: 15th April 2025

Fast efficient service, from applying to receiving m...

Fast efficient service, from applying to receiving my money I was totally informed Reviewed on: 15th April 2025

Easy to apply every step of the way and there is alw...

Easy to apply every step of the way and there is always help if needed Reviewed on: 15th April 2025

They are reliable and transparent and are willing gi...

They are reliable and transparent and are willing give a helping hand when you need it Reviewed on: 15th April 2025

Excellent service and quick to arrange and go into u...

Excellent service and quick to arrange and go into ur bank account Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Penny Post Credit Union 4.89 from 663 reviews
Loans
from Partners Credit Union 4.92 from 801 reviews
Payday Loans
from Cashfloat 4.75 from 167 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub