Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

Happy customer

5
I have both a loan and credit card.with 118 118 and im happy with the rates and limits Reviewed on: 15th April 2025

Reliable and excellent recommendation.

5
Reliable and excellent recommendation. Reviewed on: 15th April 2025

Alina2005..

5
It was very fast decision and the Money 118 it’s very helpful Reviewed on: 15th April 2025

Great to deal with

5
Great to deal with. Quick pay outs. More than happy. Reviewed on: 15th April 2025

Fast efficient service, from applying to receiving m...

5
Fast efficient service, from applying to receiving my money I was totally informed Reviewed on: 15th April 2025

Easy to apply every step of the way and there is alw...

5
Easy to apply every step of the way and there is always help if needed Reviewed on: 15th April 2025

They are reliable and transparent and are willing gi...

5
They are reliable and transparent and are willing give a helping hand when you need it Reviewed on: 15th April 2025

Excellent service and quick to arrange and go into u...

5
Excellent service and quick to arrange and go into ur bank account Reviewed on: 15th April 2025

Informative helpful keep you updated

4
Informative helpful keep you updated Reviewed on: 15th April 2025

Very quick and easy application money transferred qu...

5
Very quick and easy application money transferred quickly, easy to use app Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products