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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

I got a loan to consolidate credit card debt, it was...

I got a loan to consolidate credit card debt, it was easy and the money was in my account within an hour. I appreciated this process and it has helped me pay off debt Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Customer service is quick with responding to assist where needed. Reviewed on: 15th April 2025

My Review

Very professional and efficient service Reviewed on: 15th April 2025

Good company, can be bad wait time to talk to someon...

Good company, can be bad wait time to talk to someone though Reviewed on: 15th April 2025

I love yall

I joined about 3 months ago, the process was so smooth. And got the loan straight away. The interest rate was very feasible too! I’ve got a direct debit which makes it easy so I don’t forget payments but also they send reminder texts and emails! I high recommend as this is the first time I’ve taken a loan out. Reviewed on: 15th April 2025

Highly recommended

Absolutely fantastic in everyway from start to finish =) Reviewed on: 15th April 2025

Best loan company

118 money have helped me ten fold. The application process was easy from start to finish and the money was in the bank within half an hour. Would definitely recommend to a friend or family and will definitely use this company again in future. Reviewed on: 15th April 2025

Good experience

Good experience and everything clear Reviewed on: 15th April 2025

Efficient and easy to use and receive.

Efficient and easy to use and receive. Reviewed on: 15th April 2025

I was amazed when this company sorted my money worri...

I was amazed when this company sorted my money worries out by approving my loan application without any delay. Reviewed on: 15th April 2025

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