Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Very easy to use, 118-118 give you a chance.

4
Very easy to use, 118-118 give you a chance. Reviewed on: 20th April 2026

It's been great so far.

5
It's been great so far. 118 has been really helpful in everything. The support provided by the team is really helpful. Reviewed on: 20th April 2026

Fantastic!

5
Fantastic! Straight forward and easy to manage. Reviewed on: 20th April 2026

Excellent so far, would definitely recommend...

5
The loan process was so quick and easy and the funds where available extremely fast, so far I've only got positive things to say about 118 and would definitely recommend to others! Reviewed on: 20th April 2026

Easy application

5
It was easy and quick. It was very direct and was not complicated. Reviewed on: 20th April 2026

Very easy process and instant answer.

5
Very easy process and instant answer. Reviewed on: 20th April 2026

Very easy fast process to get the loan

5
Very easy fast process to get the loan Reviewed on: 20th April 2026

There when I needed them

5
There when I needed them. Brilliant service Reviewed on: 20th April 2026

Great experience would recommend to friends and family

5
Great experience would recommend to friends and family Reviewed on: 20th April 2026

Quick, efficient, thorough

5
My needs were met quickly, efficiently, and with a thorough breakdown of the payment plan Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products