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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Excellent so far, would definitely recommend...

5
The loan process was so quick and easy and the funds where available extremely fast, so far I've only got positive things to say about 118 and would definitely recommend to others! Reviewed on: 20th April 2026

Easy application

5
It was easy and quick. It was very direct and was not complicated. Reviewed on: 20th April 2026

Very easy process and instant answer.

5
Very easy process and instant answer. Reviewed on: 20th April 2026

Very easy fast process to get the loan

5
Very easy fast process to get the loan Reviewed on: 20th April 2026

There when I needed them

5
There when I needed them. Brilliant service Reviewed on: 20th April 2026

Great experience would recommend to friends and family

5
Great experience would recommend to friends and family Reviewed on: 20th April 2026

Quick, efficient, thorough

5
My needs were met quickly, efficiently, and with a thorough breakdown of the payment plan Reviewed on: 20th April 2026

Glad to get loan at that time and got what...

5
Glad to get loan at that time and got what i wanted Reviewed on: 20th April 2026

Very helpful staff, app easy to use,

5
Very helpful staff, app easy to use, Reviewed on: 20th April 2026

I've had two loans from 118 118 and they have been v...

5
I've had two loans from 118 118 and they have been very helpful and they approved it straight away and they always inform you when the payment is due so you know to have the money in your bank account in time. Reviewed on: 20th April 2026

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