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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Th help me when I needed it the most

5
They help me when I needed it the most Reviewed on: 20th April 2026

It was very simple to apply very easy to fill everyt...

5
It was very simple to apply very easy to fill everything in an the money got put in my bank instantly the app is very easy to use Reviewed on: 20th April 2026

Good but no where to pay off quicker

4
Was quick and fast but can’t seem to get a hold of anyone about paying the rest of the loan of quicker no option for that? Reviewed on: 20th April 2026

118 have a really easy process and the app is simple...

5
118 have a really easy process and the app is simple, easy to use and navigate. I have recommended it to friends in need of a loan and for some family for emergency expenses. They also have lots of chances to win extra money towards paying off the balance. Reviewed on: 20th April 2026

Very friendly staff

5
Very friendly staff and excellent service Reviewed on: 20th April 2026

Great company to do business with.

5
Great company to do business with. Reviewed on: 20th April 2026

Easy to use site nice friendly customer service easy...

5
Easy to use site nice friendly customer service easy to apply clear and upfront costs Reviewed on: 20th April 2026

Excellent customer service would he recommend this c...

5
Excellent customer service would he recommend this company? I have a loan and a credit card with them. They’re absolutely amazing. Reviewed on: 20th April 2026

Very nice experience.

5
Very nice experience..... easy and smooth! Reviewed on: 20th April 2026

Ease of getting loan responsible lender professional...

5
Ease of getting loan responsible lender professional service Reviewed on: 20th April 2026

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