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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Quick and easy to navigate

The process was quick and easy to navigate . Money was in the bank within minutes and repayments are great . Had 2 loans now and will defo do again when paid up Reviewed on: 15th April 2025

Easy , straight forward .

Easy , straight forward . No middle man or messing around . Straight to the point. Reviewed on: 15th April 2025

The payout was fast and no fuss .

The payout was fast and no fuss .they are flexible if you have issues it is possible to teararrange payment dates second loan with them Reviewed on: 15th April 2025

Pleased with the service provided

They were very quick in giving me a response to my personal loan enquiry. Very pleased with the service. Reviewed on: 15th April 2025

Easy and very helpful online and easy to complete wo...

Easy and very helpful online and easy to complete would rate them 10 out of 10 Reviewed on: 15th April 2025

Great service

Great customer service and very helpful explained everything plus easy to understand Reviewed on: 15th April 2025

Fast and efficient brilliant

Fast and efficient service .excellent app too Reviewed on: 15th April 2025

118 118 money provider is excellent

118 118 money provider is excellent Reviewed on: 15th April 2025

Decent repayment rate

Decent repayment rate quick money in account Reviewed on: 15th April 2025

Efficient

Efficient process, received funds quickly Reviewed on: 15th April 2025

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