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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (1815)

Helpful service

5
Very good service very informative and helpful Reviewed on: 15th April 2025
Jacqueline lambe's avatar
Jacqueline lambe

A very straight forward process from applying to the...

5
A very straight forward process from applying to the money being in my account Reviewed on: 15th April 2025
Katie S's avatar
Katie S

Easy to get money, quick.

5
Easy to get money, quick. Helpful. Small percent, possibilities to finish payments earlier Reviewed on: 15th April 2025
Andrej P's avatar
Andrej P

It was good experience after all.

5
It was good experience after all.. Reviewed on: 15th April 2025
Syed H's avatar
Syed H

My experience was great.

5
My experience was great. The loan process I went through was quick and easy to understand and complete. Reviewed on: 15th April 2025
Khiry B's avatar
Khiry B

118 make it stright forward and simple to understand .

5
118 make it stright forward and simple to understand . Reviewed on: 15th April 2025
Duncan D's avatar
Duncan D

Very helpful!!!

5
Very good company and helping if I need very recommend Reviewed on: 15th April 2025
Artur W's avatar
Artur W

Very quick and simple application process.

5
Very quick and simple application process. Funds within seconds. All clear and understandable. What would you like more? Reviewed on: 15th April 2025
Robert G's avatar
Robert G

It was so simple I filled in forms online as it was...

5
It was so simple I filled in forms online as it was recommended and they did the checks and got in touch and money straight in bank Reviewed on: 15th April 2025
Sam's avatar
Sam

I’ve had a great experience of support from 118.

5
I’ve had a great experience of support from 118. I’ve had a second loan since to support myself and they’ve made the process so easy and this makes your worries ease straight away! Even when I wanted to pay my loan off early I managed to do it without a fuss and the customer service were clear and considerate. After that first time using it, I know that 118 will be a first thought to support! Thanks Reviewed on: 15th April 2025
Ellie's avatar
Ellie

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