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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Very easy from start to finish we sorted within 20 m...

5
Very easy from start to finish we sorted within 20 minutes and the money was in my account fast 100% would recommend Reviewed on: 20th April 2026

It’s been great to be with 118 118 Money.

5
It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

118 118 money has been easy to use and very customer...

5
118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapid as well. Reviewed on: 17th April 2026

118118 which is easy to access to get loan and fast...

5
118118 which is easy to access to get loan and fast deposit my account and direct bedt remember 3days earlier. Reviewed on: 15th April 2026

I got money i was in need just took few minute for p...

5
I got money i was in need just took few minute for processes Reviewed on: 14th April 2026

This loan was available to me when I needed it and h...

5
This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Compliance to financial regulations.

5
The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more meaningful. Reviewed on: 13th April 2026

Positive

5
Super , and fast service . Apply and 1 hour was done Reviewed on: 13th April 2026

Very easy to use

5
Very easy to use and app keeps you up to date on where you are although loan interest rates are a little high Reviewed on: 12th April 2026

118 The great way to borrow

5
Clear and straightforward application process. Regular updates and reminders about payments due and remaining balance owing. I feel confident about both the affordability of my loan and in managing the repayments. Reviewed on: 12th April 2026

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