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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Quick service easy to use would recommend

5
Quick service easy to use would recommend Reviewed on: 20th April 2026

Easy to use and fast approved.

5
Easy to use and fast approved. Can not be more happier Reviewed on: 20th April 2026

Excellent

5
I applied for loan , after all verification I was informed that I was qualified and the money came in my account very fast. Am happy as this loan helps me to manage my finance . Am very grateful to 118 and thank you for helping me.. Reviewed on: 20th April 2026

Very easy from start to finish we sorted within 20 m...

5
Very easy from start to finish we sorted within 20 minutes and the money was in my account fast 100% would recommend Reviewed on: 20th April 2026

It’s been great to be with 118 118 Money.

5
It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

118 118 money has been easy to use and very customer...

5
118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapid as well. Reviewed on: 17th April 2026

118118 which is easy to access to get loan and fast...

5
118118 which is easy to access to get loan and fast deposit my account and direct bedt remember 3days earlier. Reviewed on: 15th April 2026

I got money i was in need just took few minute for p...

5
I got money i was in need just took few minute for processes Reviewed on: 14th April 2026

This loan was available to me when I needed it and h...

5
This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Compliance to financial regulations.

5
The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more meaningful. Reviewed on: 13th April 2026

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