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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very stressful to get a loans anyway thank you

5
Very stressful to get a loans anyway thank you Reviewed on: 20th April 2026

Easy, quick and everyone is very helpful

5
Easy, quick and everyone is very helpful Reviewed on: 20th April 2026

Good clear service and easy communication.

5
Good clear service and easy communication. The app is clear and easy to use too - which makes a difference! When I have had to speak with someone at 118118 they have been courteous and informed - thank you. Reviewed on: 20th April 2026

Good service

5
Fast n smooth happy with the service HIghly recommended Reviewed on: 20th April 2026

Ive had nothing but good experiences

5
Ive had nothing but good experiences since getting my loan. The app is easy to use and has all the details needed to review my loan Reviewed on: 20th April 2026

118 money helped me out when I was stuck for cash.

5
118 money helped me out when I was stuck for cash. The application process is smooth and straightforward. Would highly reccomend them if you need a financial hand. Reviewed on: 20th April 2026

Great stuff, good fast reliable realllllllly helpful...

5
Great stuff, good fast reliable realllllllly helpful to me and what I neeeeded so so so goooood very good Reviewed on: 20th April 2026

Everything is always very simple and straightforward.

5
Everything is always very simple and straightforward. Access to information is great and the new app works well too. Reviewed on: 20th April 2026

Was very quick and easy to sort out a loan and the m...

5
Was very quick and easy to sort out a loan and the money was in my account within minutes. Reviewed on: 20th April 2026

Great quick service highly recommend

5
Great quick service highly recommend Reviewed on: 20th April 2026

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