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118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Very quick and easy application procedure

5
Very quick and easy application procedure Reviewed on: 15th April 2025

It was alright and the money went in quick, I am ver...

5
It was alright and the money went in quick, I am very happy with the experience and I will definitly use the services again in the future. Reviewed on: 15th April 2025

Always been there when needed, good rates

5
Always been there when needed, good rates Reviewed on: 15th April 2025

great customer service...

5
Very easy to apply for a loan, great customer service Reviewed on: 15th April 2025

Just nice to be offered a loan thanks 118

5
Just nice to be offered a loan thanks 118 Reviewed on: 15th April 2025

Good service

4
Quick service and transactions, sadly rates are quite high, but all information clearly stated. Reviewed on: 15th April 2025

Easy app, great communication, hassle free

5
Easy app, great communication, hassle free Reviewed on: 15th April 2025

Absolutely awesome very quick with your decision

5
Absolutely awesome very quick with your decision Reviewed on: 15th April 2025

Well I was going on holiday and I needed a loan to p...

5
Well I was going on holiday and I needed a loan to pay off my credit card they were really nice about it it went through with no problems and I got the money in the same day so they are really good they allways tell you when the money comes out in advance and keep me informed they are a good credit card company and loan as well and the app is really good to use Reviewed on: 15th April 2025

In a bit of a jam financially but applying was so ea...

5
In a bit of a jam financially but applying was so easy the interest was reasonable had my money very quickly really good experience with 118 Reviewed on: 15th April 2025

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