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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Great and easy process for applying

5
Great and easy process for applying Reviewed on: 15th April 2025

Excellent

5
Excellent service would recommend Reviewed on: 15th April 2025

The process was quick and easy.

4
The process was quick and easy. The app experience was good. Reviewed on: 15th April 2025

My Experience with 118118

5
Signing up for 118 118, was a good decision and has been wonderful ever since. I'll recommend 118118 once I get a referral link. Reviewed on: 15th April 2025

Easy application even with a bad credit score

5
Easy application even with a bad credit score Reviewed on: 15th April 2025

Very fast and efficient process

5
Very fast and efficient process and money was in bank instantly highly recommend Reviewed on: 15th April 2025

Excellent service always on hand to answer your ques...

5
Excellent service always on hand to answer your questions. Excellent rates affordable repayments Quick response Reviewed on: 15th April 2025

Very quick in paying out my loan as well as a nice a...

5
Very quick in paying out my loan as well as a nice and simple process Reviewed on: 15th April 2025

Very happy with your service so far.

5
Very happy with your service so far.keep up the good work. Reviewed on: 15th April 2025

I did a random search for a loan and I came across 1...

5
I did a random search for a loan and I came across 118 118 , I applied for the loan application and it was easy and efficient for the application to be approved Reviewed on: 15th April 2025

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