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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

I had a great experience with 118 money the applicat...

I had a great experience with 118 money the application was quick and easy, the money was transferred to my bank the next day and customer service has been helpful and straight forward to contact them. I Would definateky recommend them to friends and family. Reviewed on: 15th April 2025

The best

Really pleased with how efficient in all aspects of the loan Reviewed on: 15th April 2025

Great and easy process for applying

Great and easy process for applying Reviewed on: 15th April 2025

Excellent

Excellent service would recommend Reviewed on: 15th April 2025

The process was quick and easy.

The process was quick and easy. The app experience was good. Reviewed on: 15th April 2025

My Experience with 118118

Signing up for 118 118, was a good decision and has been wonderful ever since. I'll recommend 118118 once I get a referral link. Reviewed on: 15th April 2025

Easy application even with a bad credit score

Easy application even with a bad credit score Reviewed on: 15th April 2025

Very fast and efficient process

Very fast and efficient process and money was in bank instantly highly recommend Reviewed on: 15th April 2025

Excellent service always on hand to answer your ques...

Excellent service always on hand to answer your questions. Excellent rates affordable repayments Quick response Reviewed on: 15th April 2025

Very quick in paying out my loan as well as a nice a...

Very quick in paying out my loan as well as a nice and simple process Reviewed on: 15th April 2025

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