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118 118 Money: Personal loan reviews

4.88
Based on 4,600 reviews, last reviewed 12th May 2026
253500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026
Kimberley M's avatar
Kimberley M

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4600)

Application

5
Applyed And was accepted quickly.Happy cusomer. Reviewed on: 11th April 2026

I had a difficult time getting a loan

5
I had a difficult time getting a loan that was not a ridiculous. 118 offered me the loan and it was affordable and ive been able to pay it back and never missed a payment. Enabling me to improve my credit status and leave financial hardship. It was really easy and simple to do with all the information provided I kmew exactly what was expected a d the app is great and shows me all I need to know at the click of a button. Reviewed on: 11th April 2026

Very good service , fast decision . Highly recommended

5
Very good service . Highly recommended this service for all Reviewed on: 11th April 2026

Really good and fast exactly when needed

5
Really good and fast exactly when needed Reviewed on: 11th April 2026

Very easy customer assistance easy to use

5
Very easy customer assistance easy to use Reviewed on: 11th April 2026

I needed money very badly, in my hard times, 118 gav...

5
I needed money very badly, in my hard times, 118 gave me relief from my hardship. Reviewed on: 11th April 2026

Easy straight forward no nonsense steps all the way...

5
Easy straight forward no nonsense steps all the way good experience from beginning to end Reviewed on: 11th April 2026

It was easy and no fuss, it helped me when I needed...

5
It was easy and no fuss, it helped me when I needed it the most. And the payments back have been good. Reviewed on: 11th April 2026

Its been great so helpful ro me over the time...

5
Its been great so helpful ro me over the time x Reviewed on: 11th April 2026

Very good - since getting a loan I’ve had no...

5
Very good - since getting a loan I’ve had no problems Reviewed on: 11th April 2026

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