Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (1815)

No1 loan provider to me

Getting the loan was quite quick and having the app made it easier to know that I was eligible for the loan. After about 5 minutes, the application was filled out and within 30 the money was in my account. Reviewed on: 15th April 2025

Very helpful in explaining something I didnt quite u...

Very helpful in explaining something I didnt quite understand Reviewed on: 15th April 2025

Great help, great payback rates.

Great help, great payback rates. Will ne using again in future Reviewed on: 15th April 2025

Very easy experience and fast payout of loan.

Very easy experience and fast payout of loan. Reviewed on: 15th April 2025

They’ve taken me out of a difficult position, an aff...

They’ve taken me out of a difficult position, an affordable loan which has helped me pay off THREE credit cards! Reviewed on: 15th April 2025

Very easy to use very informative and how loan and c...

Very easy to use very informative and how loan and credit card works Reviewed on: 15th April 2025

Highly Recommend

The whole process of applying was so simple & quick & the money was deposited straight away. Excellent service from start to finish & would not hesitate to use 118 118 again! Reviewed on: 15th April 2025

Great customer service.

Great customer service. Very quick and easy pay out Reviewed on: 15th April 2025

Easy and straight forward.

Easy and straight forward. A pleasure to deal with Reviewed on: 15th April 2025

Hassle free and easy access with app

Hassle free and easy access with app Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Capital Credit Union 4.80 from 84 reviews
Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews
Personal Loan
from RAC 3.92 from 6 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub