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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1812 reviews)

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4.90

Based on 1,812 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

Very easy experience and fast payout of loan.

Very easy experience and fast payout of loan. Reviewed on: 15th April 2025

They’ve taken me out of a difficult position, an aff...

They’ve taken me out of a difficult position, an affordable loan which has helped me pay off THREE credit cards! Reviewed on: 15th April 2025

Very easy to use very informative and how loan and c...

Very easy to use very informative and how loan and credit card works Reviewed on: 15th April 2025

Highly Recommend

The whole process of applying was so simple & quick & the money was deposited straight away. Excellent service from start to finish & would not hesitate to use 118 118 again! Reviewed on: 15th April 2025

Great customer service.

Great customer service. Very quick and easy pay out Reviewed on: 15th April 2025

Easy and straight forward.

Easy and straight forward. A pleasure to deal with Reviewed on: 15th April 2025

Hassle free and easy access with app

Hassle free and easy access with app Reviewed on: 15th April 2025

Great services from this provider very quick and eas...

Great services from this provider very quick and easy service a very easy site to yous and a great app to track your loan too Reviewed on: 15th April 2025

Great service

Great rate. Good customer service. Quick checks and reminders for repayment days Reviewed on: 15th April 2025

If needed, they're great.

Needed, like many, help with finances and 118 were quick, easy and paid almost instantly. Nobody wants to borrow, but if you need to, I'm not aware of better solutions. Reviewed on: 15th April 2025

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