Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,809 reviews, last reviewed 1st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025
Lynn b's avatar
Lynn b

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1809)

Excellent service highly recommended

5
Excellent service highly recommended Reviewed on: 15th April 2025

118 118 Money top level credit services

5
The efficiency and customer service facilities of 118 118 money is excellent. Reviewed on: 15th April 2025

It was so quick and easy to apply and get...

5
It was so quick and easy to apply and get a decision Reviewed on: 15th April 2025

Very good customer service and quick deposit of loan

5
Very good customer service and quick deposit of loan Reviewed on: 15th April 2025

Amazing company

5
Amazing company help when ever you need it good rates and brilliant customer service Reviewed on: 15th April 2025

Great, thank you!

5
Great, thank you! Amazing!!! I am very happy! Reviewed on: 15th April 2025

They do not take long to approve the loan and the ca...

5
They do not take long to approve the loan and the card did not take long as well they are so good. Reviewed on: 15th April 2025

Very fast efficient service.

5
Very fast efficient service. Loan was arranged with no hiccups whatsoever. Money was in my bank within 24 hours and get notification of all payments I make. My app is very user friendly and I get through to a LIVE voice if I have any queries. Reviewed on: 15th April 2025

Always spot on with me everytime I contact them

5
Always spot on with me everytime I contact them Reviewed on: 15th April 2025

118 helped me financially when I needed it the most...

5
118 helped me financially when I needed it the most the process was quick and easy no hassle. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products