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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Great company,easy process

5
Great company,easy process with the loan. Reviewed on: 11th April 2026

Professional, clear & straight forward

5
Professional, clear & straight forward Reviewed on: 11th April 2026

Application

5
Applyed And was accepted quickly.Happy cusomer. Reviewed on: 11th April 2026

I had a difficult time getting a loan

5
I had a difficult time getting a loan that was not a ridiculous. 118 offered me the loan and it was affordable and ive been able to pay it back and never missed a payment. Enabling me to improve my credit status and leave financial hardship. It was really easy and simple to do with all the information provided I kmew exactly what was expected a d the app is great and shows me all I need to know at the click of a button. Reviewed on: 11th April 2026

Very good service , fast decision . Highly recommended

5
Very good service . Highly recommended this service for all Reviewed on: 11th April 2026

Really good and fast exactly when needed

5
Really good and fast exactly when needed Reviewed on: 11th April 2026

Very easy customer assistance easy to use

5
Very easy customer assistance easy to use Reviewed on: 11th April 2026

I needed money very badly, in my hard times, 118 gav...

5
I needed money very badly, in my hard times, 118 gave me relief from my hardship. Reviewed on: 11th April 2026

Easy straight forward no nonsense steps all the way...

5
Easy straight forward no nonsense steps all the way good experience from beginning to end Reviewed on: 11th April 2026

It was easy and no fuss, it helped me when I needed...

5
It was easy and no fuss, it helped me when I needed it the most. And the payments back have been good. Reviewed on: 11th April 2026

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