Smart Money People Logo

118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

They do not take long to approve the loan and the ca...

5
They do not take long to approve the loan and the card did not take long as well they are so good. Reviewed on: 15th April 2025

Very fast efficient service.

5
Very fast efficient service. Loan was arranged with no hiccups whatsoever. Money was in my bank within 24 hours and get notification of all payments I make. My app is very user friendly and I get through to a LIVE voice if I have any queries. Reviewed on: 15th April 2025

Always spot on with me everytime I contact them

5
Always spot on with me everytime I contact them Reviewed on: 15th April 2025

118 helped me financially when I needed it the most...

5
118 helped me financially when I needed it the most the process was quick and easy no hassle. Reviewed on: 15th April 2025

easy to apply and quick response.

5
easy to apply and quick response. Money came in minutes Reviewed on: 15th April 2025

I recommend !!

4
The money came in quick and they treated me well. Thank you guys !! Reviewed on: 15th April 2025

Great customer service always there to help

5
Great customer service always there to help Reviewed on: 15th April 2025

It was a quick and efficient process.

5
It was a quick and efficient process. Reviewed on: 15th April 2025

Its amazing , Easy , Provisional

5
Its amazing , Easy , Provisional Reviewed on: 15th April 2025

Have not had any issues

5
Have not had any issues, apart from the name being incorrect when I try to use chat. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products