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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

satisfactory and fast disbursement

satisfactory and fast disbursement Reviewed on: 11th April 2026

App needs some work but email support has been good

App needs some work but email support has been good Reviewed on: 11th April 2026

practical

It responds quickly to your needs and is easy to use. Reviewed on: 11th April 2026

Easy to apply, no nonsense language used all round g...

Easy to apply, no nonsense language used all round great service Reviewed on: 11th April 2026

Quick and hassle-free service

The whole process was quick, simple, and easy to understand. Everything was clearly explained, and I received a decision very fast. Overall, a smooth and hassle-free experience. Reviewed on: 11th April 2026

10/10 would recommend!

I had nothing but a great experience since the minute I decided to apply for a loan. They were helpful, and provided quick and easy to use service! I was pleasantly surprised to be accepted due to my bad credit score as well. Reviewed on: 11th April 2026

Great appp and fancy it's a good instalment payment...

Great appp and fancy it's a good instalment payment Reviewed on: 11th April 2026

Not got the best credit but 118 helped me with a loa...

Not got the best credit but 118 helped me with a loan as im trying to build my credit score back up now from when i was younger and those have given me a chance Reviewed on: 11th April 2026

Getting the loan was simple for once from start to f...

Getting the loan was simple for once from start to finish Reviewed on: 11th April 2026

Good experience overall so far.

Good experience overall so far. Very flexible and understanding Reviewed on: 11th April 2026

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