Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Its okay nothing amazing, its better to save up your...

Its okay nothing amazing, its better to save up your money than getting a loan the loan is too high to pay back Reviewed on: 1st April 2026

118118money Review

I found 118118money to be very helpful, fast and reliable. Reviewed on: 1st April 2026

Always very helpful , easy to understand and obtain...

Always very helpful , easy to understand and obtain with guidance from yourselves very helpful in finding the right loan to suit your needs Reviewed on: 1st April 2026

Quick loan

They approved my loan very quickly and money was in bank almost immediately .As I have made payments on time they have even offered more money without me having to ask on this occasion I have not taken money as due to there care with customers I feel it's better to pay loan off at this time keep up the good service Reviewed on: 1st April 2026

Easy and Hassle free!

Since the day i got my loan, everything has run smoothly. Customer service is quick to respond to queries and helpful. Reviewed on: 1st April 2026

Friendly & easy to deal with !

Friendly & easy to deal with !! I would recommend 118 118 money to anyone who needs a little help raising some money quickly !! Reviewed on: 31st March 2026

Good interst rate and fast devisions

Good interst rate and fast devisions Reviewed on: 31st March 2026

Highly recommend

This service was very easy to use to apply and very transparent with terms and conditions and answering any questions. The app makes it easy to know when payment is due and what the balance is and all the information is in one place. Reviewed on: 31st March 2026

Good service Clear interface No problems

Good service Clear interface No problems Reviewed on: 31st March 2026

Easy and Reliable

The most hassle free loan I've ever received. Reviewed on: 31st March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Personal loan
from Burnley Savings and Loans 4.06 from 1 reviews
Peer to Peer Lending
from Folk2Folk 3.94 from 3 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub