Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (4601 reviews)

View other 118 118 Money products

4.89

Based on 4,601 reviews, last reviewed 13th May 2026

253600% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Was helpful and fair and gave me a loan when others... Was helpful and fair and gave me a loan when others wouldn't even though my credit score is good Reviewed on: 13th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4601)

I had a really positive experience with 118 Money.

I had a really positive experience with 118 Money. I was in a tough spot financially, and they genuinely pulled me out of a hole when I needed it most. The application process was straightforward, and the app has an amazing, user-friendly interface that made everything easy to manage. What stood out most was the affordable monthly repayments they were realistic and didn’t add extra stress to my situation. It gave me breathing room and helped me get back on track. Overall, a reliable and supportive service when you need it the most. Highly recommend. Reviewed on: 31st March 2026

118 best by far

I was unable to get a lower rate loan from other companies. 118 were the best deal out there and would highly recommend them to anyone. I have now consolidated my credit cards and I am paying a lot less per month. Thank you 118 Reviewed on: 31st March 2026

Easy to apply and even easier to use the app

Easy to apply and even easier to use the app Reviewed on: 31st March 2026

Quick and reliable, I do recomend

Quick and reliable, I do recomend Reviewed on: 31st March 2026

My angel.

My angel...save me exactly on time. Reviewed on: 31st March 2026

Quick and easy

Quick and easy and fast payout and good communication Reviewed on: 31st March 2026

I find 118 are professional and understanding in wha...

I find 118 are professional and understanding in what they do i would recommend them to anyone Reviewed on: 31st March 2026

Fast and simple process

Really easy application and acceptance and loan deposited in 10 minutes, all information is easy to understand and using the app allows me to see it lain status in real time Reviewed on: 31st March 2026

Happy with the service they provide and they’re spee...

Happy with the service they provide and they’re speedy responses. Great help Reviewed on: 31st March 2026

Simple, straightforward and reliable loan service.

Simple, straightforward and reliable loan service. Reviewed on: 31st March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 4.02 from 23 reviews
Loans
from Plend 4.93 from 493 reviews
Personal Loan
from Updraft 4.96 from 11044 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5634 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub