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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy a process, and any issues I’ve been able to sor...

Easy a process, and any issues I’ve been able to sort them through the in app chat by speaking to an advisor. I’d recommend 118118 money to all of my friends . Reviewed on: 31st March 2026

I had a really positive experience with 118 Money.

I had a really positive experience with 118 Money. I was in a tough spot financially, and they genuinely pulled me out of a hole when I needed it most. The application process was straightforward, and the app has an amazing, user-friendly interface that made everything easy to manage. What stood out most was the affordable monthly repayments they were realistic and didn’t add extra stress to my situation. It gave me breathing room and helped me get back on track. Overall, a reliable and supportive service when you need it the most. Highly recommend. Reviewed on: 31st March 2026

118 best by far

I was unable to get a lower rate loan from other companies. 118 were the best deal out there and would highly recommend them to anyone. I have now consolidated my credit cards and I am paying a lot less per month. Thank you 118 Reviewed on: 31st March 2026

Easy to apply and even easier to use the app

Easy to apply and even easier to use the app Reviewed on: 31st March 2026

Quick and reliable, I do recomend

Quick and reliable, I do recomend Reviewed on: 31st March 2026

My angel.

My angel...save me exactly on time. Reviewed on: 31st March 2026

Quick and easy

Quick and easy and fast payout and good communication Reviewed on: 31st March 2026

I find 118 are professional and understanding in wha...

I find 118 are professional and understanding in what they do i would recommend them to anyone Reviewed on: 31st March 2026

Fast and simple process

Really easy application and acceptance and loan deposited in 10 minutes, all information is easy to understand and using the app allows me to see it lain status in real time Reviewed on: 31st March 2026

Happy with the service they provide and they’re spee...

Happy with the service they provide and they’re speedy responses. Great help Reviewed on: 31st March 2026

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